The Horton Group Provides
Comprehensive Insurance Solutions

Health Care Reform

Keep up to date on breaking Health Care Reform News & Information

This is going to be a busy year for health care reform The Horton Group will keep you up to date with all the changes and how it will be effecting you, your business and your employees.

More Details »

Employer Analysis Tool

Keep up to date on breaking Health Care Reform News & Information

Now there is a tool to help employers analyze how various health reform changes will affect their business.

More Details »

The Horton Group Risk Management Center

The Horton Group & Network Safety Consultants

The Horton Group is pleased to announce the availability of a comprehensive safety and risk management software suite.

More Details »

Health Group Captives

Cost Control Through Transparency

The Horton Group will be launching a new healthcare captive purchasing strategy that will allow businesses to control their second largest business expense: employee health benefit plan costs ultimately affecting their bottom-line.

More Details »

Workshops & Seminars

Workshops designed to keep professionals current

Horton Workshops are designed to keep busy professionals current on a range of insurance related topics. The Horton Group engages some of the brightest minds in the country to help you fine-tune your professional skills and assist in achieving your organizational goals.

More Details »
The Horton Group obtains superior results through higher performance standards and our best practices. This gives our clients a competitive edge which allows them to rise to a higher level.
  • Why Our Clients Benefit:
  • Drive Down Costs
  • Drive Down Anxiety
  • Drive Down Workload
  • How We Deliver Results:
  • Our Experience
  • Effective Services
  • Talented People

IRS Releases ACA Employer Reporting Instructions

Posted September 15, 2014
Untitled Document Benefit Comply Brief / September 2014 / PDF Version The IRS has released draft instructions for the employer health plan reporting requirements contained in the Affordable Care Act (ACA). Applicable large employers, and small employers who offer self-funded plans, now have the information they need to start planning for the required reporting beginning in 2016 for 2015 health plan data. Background The ACA requires employers, plan sponsors, …

Read More »

Agents and Brokers Must Renew Federal Exchange Registration by Sept. 30

Posted September 11, 2014
Agent and broker FFE training for the 2015 plan year began in July 2014.Registration must be completed by Sept. 30, 2014, to avoid a lapse in registration status. For 2015, all agents and brokers in the FFE and FF-SHOP must complete Part II of registration. This is a new requirement for agents and brokers in the FF-SHOP.  The Affordable Care Act (ACA) required each state to establish an online competitive marketplace, called an Exchange, where individuals and small …

Read More »

Annual Medicare Part D Notices Are Due by Oct. 14, 2014

Posted September 10, 2014
Medicare Part D imposes disclosure requirements on employers with group health plans that provide prescription drug coverage to Medicare-eligible individuals.Plan sponsors must provide the annual Medicare Part D creditable coverage disclosure notices to individuals before Oct. 15, 2014.Model notices are available for employers to use.  Employers with group health plans that provide prescription drug coverage to individuals who are eligible for coverage under Medicare Part D must comply with certain annual disclosure requirements. Each year, Medicare Part D requires group …

Read More »

Q&As on Reporting by Health Coverage Providers (Section 6055)

Posted September 09, 2014
The Affordable Care Act (ACA) created new reporting requirements under Internal Revenue Code (Code) Section 6055. These new reporting rules require health insurance issuers, sponsors of self-insured health plans, government agencies that administer government-sponsored health insurance programs and any other entity that provides minimum essential coverage (MEC) to provide information to the Internal Revenue Service (IRS) about the health plan coverage they offer. Related statements must also be provided to individuals. The additional reporting is …

Read More »

2015 Open Enrollment Checklist

Posted September 08, 2014
  To prepare for open enrollment, health plan sponsors should become familiar with the legal changes affecting the design of their plans for the 2015 plan year. These changes are primarily due to the Affordable Care Act (ACA). Employers should review their plan documents to confirm that they include these required changes.   In addition, any changes to a health plan’s benefits for the 2015 plan year should be communicated to plan participants. Health plan …

Read More »