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Health Care Reform

Keep up to date on breaking Health Care Reform News & Information

2013 is going to be a busy year for health care reform The Horton Group will keep you up to date with all the changes and how it will be effecting you, your business and your employees.

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Employer Analysis Tool

Keep up to date on breaking Health Care Reform News & Information

Now there is a tool to help employers analyze how various health reform changes will affect their business.

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The Horton Group Risk Management Center

The Horton Group & Network Safety Consultants

The Horton Group is pleased to announce the availability of a comprehensive safety and risk management software suite.

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Health Group Captives

Cost Control Through Transparency

In 2013, The Horton Group will be launching a new healthcare captive purchasing strategy that will allow businesses to control their second largest business expense: employee health benefit plan costs ultimately affecting their bottom-line.

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Workshops & Seminars

Workshops designed to keep professionals current

Horton Workshops are designed to keep busy professionals current on a range of insurance related topics. The Horton Group engages some of the brightest minds in the country to help you fine-tune your professional skills and assist in achieving your organizational goals.

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Final Rules – 90 Day Waiting Period & Orientation Period

Posted July 01, 2014
 Final regulations were released by the Departments of Labor (DOL), Health and Human Services (HHS), and the Treasury (IRS) (The Departments) regarding the Affordable Care Act (ACA) 90-day waiting period rules, including the new one month “orientation period”, which may be imposed prior to the start of the waiting period.BackgroundIn general, beginning with the first plan year of 2014, The ACA limits group health plan waiting periods to no more than 90 calendar days before …

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Health Plan Identification Numbers

Posted May 13, 2014
View PDF Version >> Small Plans with annual receipts of $5 million or less must register by November 7, 2015. Large Plans with annual receipts of more than $5 million must register by November 7, 2014. Registration To register for a Health Plan Identification Number (HPID) you must: Go to https://portal.cms.gov/ . Click on the “new user registration” tab under the Login to CMS Secure Portal section. New Health Insurance Operating …

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Pedestrian Safety Awareness

Posted May 12, 2014
In this country 5,000 Pedestrians are killed each year. Another 64,000 are seriously injured. Urban areas are known to have higher pedestrian death rates. Be aware of your surroundings, know that pedestrians can pop up anywhere even on busy highways, look for cross walks before turning; don’t contribute to the pedestrian death toll. Loss Prevention TipsNote that Pedestrians can appear at any time.  Popping up in unexpected places. At night or in poor weather …

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Filed under pedestrian safety

Common Driving Procedures: Turns and Intersections

Posted May 12, 2014
Do you ever get nervous when trying to make a left turn in a large work vehicle? Do you get confused as to who has the right of way when pedestrians are waiting to cross the street? Since the engineering of American roads and city streets can vary significantly from place to place, it is sometimes confusing for drivers to know what to do. However, there are some general rules that apply to most major …

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Filed under pedestrian safety

Special Open Enrollment Offered to COBRA QBs and New ACA FAQs and COBRA Model Notices Released

Posted May 07, 2014
Provided by Benefit ComplyView PDF >>Special Open Enrollment for Cobra QBs (Qualified Beneficiary)Current law requires that COBRA enrollees would have to exhaust their COBRA benefits before becoming eligible for other options. This one-time special enrollment is a valuable opportunity for COBRA participants to look at alternatives.Individuals currently on COBRA have been offered a special one-time open enrollment period on the Federally Facilitated Marketplace. New FAQs, released by the Department of Labor (DOL), Health and Human …

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