The Horton Group
THE HORTON GROUP   INSURANCE | RISK MANAGEMENT | EMPLOYEE BENEFITS CONTACT
THE HORTON GROUP
Best In Class Insurance

RISK TRANSFER / LEGAL

BALANCING APPROPRIATE LEVELS OF PROTECTION AND RESPONSIBLE LEVELS OF COST

RISK TRANSFER / LEGAL

RISK TRANSFER / LEGAL

RISK TRANSFER / LEGAL

Ambitious Risk Transfer Strategy
Clients move forward with confidence, awareness
We offer companies a proactive risk transfer strategy. Our in-house attorney review insurance and indemnification provisions in contracts, leases and certificate of insurance requests, providing educated and qualified comments and recommendations. We can also perform an audit of your current contract review / certification collection process.

The Four Critical Objectives

  • Eliminate as many risks as possible
  • Transfer any risks that you can
  • Utilize the proper insurance forms
  • Take control
Contract Review Services

  • Removal of unfavorable clauses or phrases that propose an additional risk to your company
  • Comparison of your current policy language against the requirements of the contract
  • Review of limits/endorsements to make sure they match the requirements of the contract
  • Provide you with alternative coverage or quotes for any additional coverage needed
Lawsuit and Tenders:
The claims professionals and our legal team work in conjunction to determine possible risk transfer. When a lawsuit is received, they collaborate to determine that all the proper parties are on notice of a loss. If through review of the contracts it appears the loss can be tendered to another party, Horton’s team will assist with that process.

  • Loss Control
  • Claims
  • M&A

THE HORTON RISK TRANSFER PROCESS

Client receives new contract
to review/sign

Sends to Horton in-house Legal Team for review of insurance and indemnification sections

Legal review uncovers no recommended adjustments

Legal review uncovers areas for further review

Horton reviews issues with client: recommended changes, uninsurable components, additional insurance solutions

Return to client to sign


—   —   —
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Client opens discussion with contract’s author OR Horton negotiates with author of contract on behalf of client

|

Horton issues appropriate Certificate(s) of Insurance

|
—   —   —

Appropriate changes are agreed upon and contract is revised


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