SERVICES FOR THE
CONSTRUCTION INDUSTRY
BUSINESS INSURANCE & RISK MANAGEMENT
Horton places great emphasis on a thorough assessment of your needs and will ensure your construction insurance and risk are properly managed from start to finish. Our construction risk management team will help you lower the true cost of your risk and enhance operating profits. Our capabilities include surety bonds, safety & loss control, captives, risk transfer, claims advocacy, coverage review and employee benefits.
At Horton, we know that the world changes quickly. We strive to proactively monitor legislation & regulation changes as well as find products that match the constantly changing landscape of the construction industry.
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Surety Bonding
Industry-proven expertise, an excellent reputation throughout the surety and bond markets and a unique pre-executed license bond program combine to help Horton clients save valuable time and money.
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Safety & Loss Control
From employee orientation and training to jobsite inspections, Horton helps contractors and other construction clients manage claims, facilitate appropriate return-to-work programs and incorporate safety into every aspect of their business operation.
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Captives & Alternative Risk
In addition to our numerous markets, The Horton Group manages our own captive program. This program is geared for our clients with an appetitive for alternative risk financing. With loss ratios performing well below industry standards, success among both groups is impressive.
EMPLOYEE BENEFITS
Horton Benefit Services helps construction companies explore all their options – insured, self-funded and consumer-directed alternatives. The goal is to help employers achieve a balance between cost management and employee satisfaction.
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Voluntary Benefits
The Horton Group helps companies improve morale and free up staff by offering well-designed, optional products such as individual life, short-term and long-term disability and supplemental vision, dental, critical illness and accident insurance.
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