SERVICES FOR THE
FRANCHISE & ASSOCIATION
BUSINESS INSURANCE & RISK MANAGEMENT
Horton helps franchises and associations lower the true cost of their risk, by focusing on risk management, supported by the best
claims advocacy, loss control and core insurance services available. Our association and franchise insurance capabilities range
from securing basic insurance coverage to overseeing comprehensive risk management programs and providing advanced, specialized
services.
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Property Casualty
Horton Risk Management Services provides general liability, workers' compensation, automobile, property, excess liability, and directors
and officers insurance to clients in a variety of industries.
International
As one of 100+ privately-held Assurex® Global partners we have access to more than 500 offices in over 70 countries. Horton has
the resources to deliver cost-effective risk management, insurance and employee benefit solutions anywhere in the world.
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About International Insurance >>
Captives & Alternative Risk
Specialized expertise has enabled Horton to create two successful group captive insurance companies. With loss ratios performing
well below industry standards, success among both groups is impressive.
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Surety Bonding
Industry-proven expertise, an excellent reputation throughout the surety and bond markets and a unique pre-executed license
bond program combine to help Horton clients save valuable time and money.
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Safety Consulting & Loss Control
From employee orientation and training to jobsite inspections, Horton helps clients manage claims, facilitate appropriate return-to-work
programs and incorporate safety into every aspect of their business operation.
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EMPLOYEE BENEFITS
Horton Benefit Services helps franchises and associations explore all their options – insured, self-funded and consumer-directed
alternatives. The goal is to help employers achieve a balance between cost management and employee satisfaction.
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Voluntary Benefits
The Horton Group helps organizations improve morale and free up staff by offering well-designed, optional products such as individual
life, short-term and long-term disability and supplemental vision, dental, critical illness and accident insurance.
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Voluntary Benefits >>
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