SERVICES FOR THE
WELDING & GAS DISTRIBUTOR
BUSINESS INSURANCE & RISK MANAGEMENT
The Horton Group supplies the follow coverages especially for the welding and gas distributor industry: risk management, safety &
loss control, property, business income & extra expense, equipment breakdown, inland marine, crime, general liability, commercial
auto, workers compensation and umbrella.
Our coverage features:
- Competitive pricing through the new WDPG Program
- Flexible payment options to save you time and money
- Group purchasing power, so you are guaranteed up-front discounts
- Customized comprehensive coverages
- Limited Welding Fume Coverage Endorsement
- Direct Bill Easy Pay Plan
- Enhanced Property Coverage Endorsement
- Enhanced General Liability Coverages
- Escaped Gas Endorsement (including hostel fire)
- MCS-90 including Broad Form Pollution Endorsement
- AD & D Coverage for your employees (in approved states)
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Safety & Loss Control
Welding and gas distributors each possess certain inherent risks – filling and transporting cryogenic liquids and compressed gas
cylinders; gas handling equipment; cylinder maintenance; selling and renting welding equipment; and manufacturing acetylene
gas. All of these activities can be hazardous, and stringent regulations are imposed on distributors by local and federal agencies.
Horton safety specialists work with organizations to develop and implement effective safety programs.
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Control >>
Efficient and Responsive Claim Handling
When purchasing insurance, clients purchase a promise that all reasonable and legitimate claims will be handled in a timely and
fair manner. WDPG services has designed special claims management specifically for this industry.
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>>
PROPERTY CASUALTY
Comprehensive Property Protection
The WDPG Program provides protection for buildings, tanks, fill-plant, business personal property, business earnings, extra expense
and improvements, plus an expanded special coverage extension that provides essential protection.
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Insurance >>
Comprehensive General Liability
The WDPG Program offers business liability to protect against claims that result from alleged or actual bodily injury or property
damages. This protection includes legal defense costs, blanket additional insureds by contract, vendors as additional insureds,
misdelivery of liquid products, and a unique Accidental Death & Dismemberment (AD&D) benefit for employees.
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Liability >>
Comprehensive Automobile Protection
The WDPG Program recognizes that fleets are an important asset and also one of your largest exposures. From “pee-wees” to
large bulk carriers, cylinder trucks and other vehicles, the WDPG Program offers broad coverage for fleets. In addition, the MCS-
90 and Broad Pollution coverage are included as required by the Department of Transportation.
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>>
Workers' Compensation
The WDPG Program understands the importance of workers' compensation and offers it in conjunction with the program, including
class 4635, which is essential and is routinely unavailable from standard carriers.
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EMPLOYEE BENEFITS
Horton Benefit Services helps companies explore all their options – insured, self-funded and consumer-directed alternatives. The
goal is to help employers achieve a balance between cost management and employee satisfaction.
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Voluntary Benefits
The Horton Group helps companies improve morale and free up staff by offering well-designed, optional products such as individual
life, short-term and long-term disability and supplemental vision, dental, critical illness and accident insurance.
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Benefits >>
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