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Moving Storage Insurance Industry
Outdated Moving and Storage Contracts Can Ruin Your Day
As an executive for a moving and storage company, can you imagine receiving a call from your warehouse manager on an early weekend morning informing you there is a foot of water in your packed warehouse?
Pre-Employment Strength Testing: FAQs
A question and answer session regarding Pre-Employment Strength testing in the workplace.
Valuation vs. Insurance: Finally Explained!
The Confusion: How many times have you heard a moving company representative refer to “valuation” as “insurance”.
Avoid Hiring Your Next Workers' Compensation Claim: Pre-Employment Strength Testing - Decreasing Costs and Improving Productivity
Have you ever hired an employee, to see them injure their knee weeks after being hired? Or tear a shoulder? Or throw out a back? Did you get the feeling that this may not be the first time they’ve injured themselves this way? Too often in the moving & storage industry, the answer is yes.
Onsite Health Clinics Improve Employee Health, Reduce Absenteeism: Health savings through onsite clinics
Employers are constantly looking for ways to control healthcare costs while maintaining healthy and happy employees. One concept transforming the face of health care is onsite...
Are You Avoiding Hiring Your Next Workers' Compensation Claim?
Matching physical capabilities of applicants to physical job demands using pre-employment strength testing.
Fiduciary Liability Insurance: An Organization's Most Vital Safety Net
The important differences among Employee Benefits Liability, Fiduciary Liability, Crime Coverage and Employment Practices Liability.
Mass Tort Litigation Claims: Do You Know What Insurance Coverage You Had ... And When?
Some companies faced with litigation are being forced to recall their insurance carriers and policy coverages as far back as three decades. Best in class ways to retain information you need.
Form 5500 Annual Report of Employee Benefit Plan: Answering Who, What, When, Where, Why... and How?
Information regarding timing and requirements for Form 5500 through ERISA
Non-Owned Autos: Why Employees Driving Their Own Vehicles Leaves You at Risk!
If your salespeople drive their own vehicles for work, you are at risk of financial liability in the case of an accident.
Common Sense Savings: The Benefits of Switching to Generic Prescriptions
Prescription drugs account for a growing share of overall health care spending. Innovative prescriptions are proving to cut down health care costs.
Controlling Workers' Compensation Claims and Costs
There are precautions you can take to minimize risk of hiring employees with a tendency toward Workers' Compensation claims.
Economic Downturn: Think Twice Before Laying Off Injured Workers
Difficult economic times have forced employers to limit workforce expenses. While looking to streamline employees, employers must be alert to increasing Workers' Compensation costs and additional...
How Are Your Claims Managed?: The Financial Benefits of Claim Audits
Insurance companies have dramatically changed their claim management processes. If your current insurance broker does not have a claim professional acting on your behalf, you may be surprised...
Insuring Customer Satisfaction: Best Practices for Moving and Storage Companies
Best in class guidelines to follow that will ensure a smooth move and ultimately a satisfied customer.
Benefit Solutions: Individual Coverage Options
As life takes unexpected turns, you can take comfort in knowing that there are solutions to keep you and your family members protected.
Is Your Business Protected if an Owner Suffers a Major Disability?
Group disability income protection insurance protects basic income due to a disabling illness or injury. Discover how business owners can take full advantage of disability income planning in their...
Electrical Cords and Equipment: safety concerns that should be watched at all times
This safety tip involves electrical cords and concerns that should be watched at all times
Cell Phone Policy
Sample Cell Phone Use Policy
Preventing Sprains and Strains: How to prevent sprains, strains and muscle fatigue
This safety tip involves the prevention of sprains, strains and muscle fatigue
Moving and Storage Commercial Solutions
Since working with our first moving and storage client more than 20 years ago, The Horton Group has become a premier provider of insurance and risk management solutions for moving and storage...
Safe Winter Driving: How to drive safely in winter weather
This safety tip discusses how to drive safely in winter weather
Data Breach: The Proper Insurance to Protect Identities... Including Yours!
According to a recent study, a security breach can cost an organization anywhere from $50 to $250 per record. This could cause a substantial setback for any company, and could easily put a small...
Business Protection: Using Life Insurance to Protect Against Financial Loss
There are a variety of tax-efficient and cost-effective tools for business owners and corporate executives to evaluate when planning for their companies. In the right situations, life insurance can...
Claims: Report Timely to Avoid Pitfalls!
As an insured, you have a contractual obligation to report losses or incidents that could generate claims to your insurance carrier.
Managing Corporate Credit Risk: An Alternate Strategy for Increasing the Bottom Line!
Roughly one-sixth of U.S. industrial firms’ assets are considered accounts receivable.* When receivables are managed appropriately, a company’s cash flow is positively impacted.