The Horton Private Client Group is a team dedicated to providing exclusive concierge services for individuals with high-net worth. As one of the largest brokers in the United States, the Horton Group has strong relationships with the three premier insurance carriers for high-net worth individuals.
It is important to remember that not all insurance carriers, or their personal insurance policies, are created equal. They are not designed to be. Every insurance carrier designs their personal insurance policies for the types of risks they desire to insure. The “standard preferred” insurance carriers design their policies for the general public and the ordinary, common risk. They are not designed for luxury, landmark, historical properties or those of the more affluent.
Insurance studies have found that 7 out ten luxury homes are not insured with the right coverage protection. Studies have found that most luxury homes are still insured with only standard policies. A "standard preferred" policy does not offer the comprehensive coverage needed for a high valued custom designed luxury homes or historical homes. The limited protection provided in a "standard" preferred policy will almost always found to be "unsuitable" at the time of a loss to luxury home.
Horton Private Client Group is committed to protecting you and your family by providing the most comprehensive insurance coverage available. While many insurance agents “quote your insurance,” it is important for you to understand what they are – and are not – promising. At The Horton Group, we provide you with a best in class coverage review, showing you what you currently have and where your insurance protection may fall short. The protection of your home(s), personal property and assets should never be left to chance.
Far too many luxury, landmark and historical property owners make the mistake of insuring their properties with the same personal insurance carrier they have used for years, long before they purchased a landmark, historical or expensive luxury dwelling.
Here are some of the benefits of working with Horton Private Client Group:
- Comprehensive protection, providing adequate coverage and identifying your exposure to threats that can lead to a loss
- Client-centric coverage, designing policies around you to ensure broad, flexible coverage, identifying your individual concerns
- Competitive pricing, allowing you full protection with reasonable premiums. High deductibles are also available
- Global reach, with the ability to insure homes in more than 130 countries
Exclusive Access to Premier Carriers & Specialty Products:
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