Captives & Alternative Risk
Turn Premium Payments Into Profit.
The alternative risk marketplace is advancing more rapidly than its traditional counterpart. More than 50% of U.S. premiums are written in some form of an alternative risk program. Horton has remained on the cutting edge by introducing clients to a variety of alternative risk options.
By providing captive and alternative risk solutions, we offer clients an opportunity to take control of their insurance costs.
Is a Captive Right for You?
Captives can be valuable strategic risk management tools - but all captives are not the same. Each one has their own "personaility," which reflects the members, their attitudes towards risk, loss prevention, and claims management.
Properly structured, captives can bring the following advantages:
- Reduced cost of risk
- Lower overall fixed costs
- Cash flow benefits from captive
- Coverage not available from commercial insurers