National Association of Resale & Thrift Shops (NARTS)

The Horton Group is pleased to provide a unique property and liability program specifically for the resale industry, which is a rapidly growing niche in today’s economy. Our program is widely-regarded as the best available for the resale/consignment industry and The Horton Group has been endorsed by the National Association of Resale & Thrift Shops (NARTS) for several years. Our product is underwritten by St. Paul/Travelers, which is one of the strongest and largest insurance companies in the world. Unlike many insurers that are writing policies for resale shops, St. Paul/Travelers is very aware of what the resale industry is all about. On the other hand, many other insurers are writing policies for these shops under the misconception that they are insuring typical retail stores. We routinely see other agents and insurers classifying these risks incorrectly in an effort to bend the rules and "fit" them into more stringent underwriting guidelines. With St. Paul/Travelers, this is unnecessary.

Highlights & Features

  • Our program is designed specifically for the resale industry
  • The National Association of Resale & Thrift Shops (NARTS) endorses The Horton Group to handle their members' insurance needs
  • We can accommodate stores that sell some used furniture (up to 10% of sales)
  • Our policy provides coverage for goods being sold on consignment (many other policies will exclude these items)
  • Horton employs experienced service professionals who are very familiar with the resale industry