Contractors
The Horton Group has always featured a strong core of construction business. Much of the agency’s long-term growth and ingenuity can be attributed to our success in working with contractors.
Horton offers a wide-range of risk management, insurance, bonding and employee benefits products and services that can apply to construction accounts:
Traditional Insurance
- Best fit = Smaller contractors
- Products/Services = Property, Liability, Workers’ Compensation, Auto
Risk Management Services + Insurance
- Best fit = Medium/Large contractors
- Products/Services = Traditional Insurance + Loss Control, Claims Advocacy, Risk Transfer
Captives
- Best fit = Preferred contractors paying at least $350,000 in premium
- Products/Services = Horton’s Exclusive Construction Group Captive is open to contractors with above-average loss ratios and a desire to take risk.
Surety Bonding
- Best fit = Contractors of any size
- Products/Services = Performance Bonds, Bid Bonds, Bond Kits and Miscellaneous Bonds for any need
Employee Benefits
- Best fit = Contractors of all sizes
- Products/Services = Group Health, Dental, Life, Disability, 401(k) programs, and more
Safety & Loss Control Services (unbundled)
- Best fit = Contractors of any size
- Products/Services = Horton’s wholly-owned subsidiary, Network Safety Consultants, works with contractors on a variety of specific safety needs
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