A Commitment to Independence and Perpetuation

More than ever insurance agencies are being acquired by private-equity or publicly traded firms. Most of the time, these business are sold because they’ve lost the energy to grow.  

When a firm is owned by private equity, there is tremendous pressure to operate the business as profitably as possible. Or if a company is publicly traded, it is under constant pressure to meet Wall Street’s expectations. Often this comes at the expense of personnel and client resources, which are the two largest expenses of an insurance agency.

Conversely, some firms are owned by individuals who take all of the money out of the business for themselves. This means they do not reinvesting in the business. By not reinvesting, they are not creating future opportunities for their employees and they are limiting the value they provided for their customers.

At Horton, we recognize the importance of making the firm good for employees, clients, and shareholders. By closely managing disciplined growth, we can ensure the perpetuation of the business, so that as the business grows there is more opportunity created for you.