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According to the Federal Emergency Management Agency (FEMA), there are a number of phases included in the creation of an effective emergency management program. The following checklist identifies... Read More
by Darryl Harding, Senior Production Underwriter | The Hartford Steam Boiler Inspection and Insurance Company
I was recently asked “Why do I need Energy Shortfall coverage? I already have insurance... Read More
Organizations host parties for a variety of reasons, including the holidays and accomplishments. While these events are fun, team-building opportunities, they can create a number of risks for the... Read More
Although hackers can use a growing list of cyber attacks to endanger businesses, one of the costliest and most common is ransomware. And, according to a new report from Beazley, the number of... Read More
When construction companies misclassify employees as independent contractors, they can gain a 30 percent bidding advantage, according to the United Brotherhood of Carpenters. This is because they... Read More
Every facet of your organization affects your cost of risk.
Regardless of the type of business you run, many find it difficult to quantify their true cost of risk because it includes both pure and... Read More
By Tony Hopkins, CPCU, CIC, CRM
If your employees drive their personal vehicles for work, your business is at risk of financial liability in the case of an accident. In this article, we focus on non... Read More
By Ryan Taylor, Partner at Tressler LLP
A recent decision by the Seventh Circuit Court of Appeals – which governs Illinois, Indiana, and Wisconsin – sheds light on what determines whether a company... Read More
Authored by Tom Kallai, Sales Executive for Horton’s Risk Advisory Solutions
If your non-profit is a Human Service Agency in the state of Illinois, it was certainly affected by a budget impasse that... Read More
In the aftermath of a hurricane, you and your business will likely have to deal with water damage, persistent flooding and damaged utilities.
And, even if you aren’t directly impacted by a hurricane... Read More
