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Employers can assist employees during open enrollment by distributing materials that explain new health options and changes to existing benefits.
Open enrollment is a period of time each year when... Read More
The Fair Labor Standards Act (FLSA) requires employers to compensate their employees for all hours employees are "suffered or permitted" to work. This means that an employer must compensate its... Read More
A new law allows employers to exclude certain covered veterans when determining ALE status.
This provision applies retroactively for months beginning after Dec. 31, 2013.
Covered veterans must still... Read More
The 2015 draft instructions include new proposed filing extensions and a proposed waiver from the requirement to file electronically.
On Aug. 7, 2015, the IRS released 2015 draft instructions for the... Read More
Author: Saeculum Research
Bottom Line
Watch out: The merger mania taking place among health insurers will change this market dramatically.
Expect any proposed mergers to come under strict scrutiny.... Read More
Federal law imposes numerous requirements on the group health coverage that employers provide to their employees. Many federal compliance laws apply to all group health plans, regardless of the size... Read More
Federal law protects job applicants from discrimination based on religion.
Employers may not refuse to hire someone to avoid accommodating a religious practice
An employer is not required to have... Read More
Maintaining a sustainable benefit philosophy under the ACA (Affordable Care Act) may require a new approach. Besides the challenges of this complex law, we are seeing for the first time in history, a... Read More
It’s our experience that many contractors have a field workforce that obtains health insurance benefits through their union, often leaving a small group of owners, estimators, managers, and office... Read More
The Affordable Care Act (ACA) created three risk-spreading mechanisms to mitigate the potential impact of adverse selection and stabilize premiums in the individual and small group markets as the ACA... Read More
