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Cobra Basics
COBRA allows certain employees, spouses and dependents to temporarily continue their health coverage at group rates.
COBRA coverage must be the same as the coverage that is available to... Read More
Highlights
Compliance Deadlines
Employers were required to provide the Exchange Notice by Oct. 1, 2013, to individuals who were current employees before then.
There is no requirement to provide the... Read More
Our Horton team had the pleasure of hosting and facilitating over 30 manufacturers at our April Manufacturing Round Table held in Oak Brook, IL. It was an honor to spend the day with a fantastic... Read More
Highlights
Each year, the IRS announces inflation-adjusted limits for HSAs and HDHPs.
The adjusted contribution limits for HSAs take effect as of Jan. 1, 2019.
The adjusted HDHP cost-sharing... Read More
Highlights
For plan years beginning in 2019, the ACA’s affordability contribution percentages are increased to:
9.86 percent under the pay or play rules
9.86 percent under the premium tax credit... Read More
Highlights
The IRS will allow individuals with family HDHP coverage to use the original $6,900 limit for HSA contributions for 2018.
The IRS previously announced that the limit was reduced to $6,850... Read More
HIGHLIGHTS
The ACA’s out-of-pocket maximum limit will increase to $7,900 (self-only coverage) and $15,800 (family coverage).
The required contribution percentage for the individual mandate’s... Read More
HIGHLIGHTS
HHS’ existing transition policy for non-ACA compliant plans has been extended for an additional year.
If the state allows it, issuers can renew noncompliant coverage through 2019.
Any... Read More
Chapter 1: How does my renewal get calculated?
Authored by Rick Klein, Senior Vice President in Horton's Employee Benefit Solutions
If there’s one question my fully insured clients have asked the... Read More
The landscape of the workforce is dramatically shifting to one that by the year 2020, nearly 50% of all employees actively working will consist of the millennial generation.
A common challenge that... Read More
