Our resource library includes several insurance specific and risk related topics. To keep up-to-date on new additions to the library, register for our Newsletters at the bottom of the page.
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A final rule issued by the DOL earlier this year makes it easier for small employers to join together to form AHPs.
The DOL’s guidance for AHPs summarizes ERISA’s consumer protections for... Read More
HIGHLIGHTS
The DOL extended the expiration date on its model Exchange notices through May 31, 2020.
The content of the model notices has not substantively changed.
The expiration date largely... Read More
Authored by: Mike Wojcik, Senior Vice President
In our new era of Human Capital Management - health plans and other employee benefits have risen in status and play a strategic role in attracting and... Read More
Highlights
Plan Design Issues
Confirm that your plan’s out-of-pocket maximum complies with the ACA’s limits for 2019.
For HDHPs, confirm that the plan’s deductible and out-of-pocket maximum comply... Read More
Authored by: Mike Wojcik, Senior Vice President
In this new era of Human Capital Management, health plans and other employee benefits have once again risen in status for attraction and retention of... Read More
HIGHLIGHTS
The Departments issued final regulations expanding the definition of short-term, limited-duration insurance.
Under the final rule, short-term, limited-duration insurance may have a... Read More
Highlights
Applicable Laws
Wellness programs that provide medical care must comply with:
ERISA
COBRA
HIPAA privacy and security rules
Examples of medical care
Biometric screenings
Immunizations... Read More
The following chart shows the health savings account (HSA) limits that apply for 2019. It also shows the 2018 limits for comparison purposes. The IRS limits for HSA contributions and high deductible... Read More
HIghlights
SPD
The SPD informs participants about their rights and benefits under the plan.
An SPD must be provided to new participants automatically (within 90 days).
Plan changes must be... Read More
Highlights
DFVCP ELIGIBILITY
To be eligible to use the DFVCP, a plan administrator of an ERISA plan:
Must comply with the program’s provisions; and
Cannot have been notified in writing by the DOL... Read More
