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Posted July 23, 2018 at 11:00 AM
Cobra Basics COBRA allows certain employees, spouses and dependents to temporarily continue their health coverage at group rates. COBRA coverage must be the same as the coverage that is available to... Read More

Posted July 23, 2018 at 12:00 AM
Highlights Compliance Deadlines Employers were required to provide the Exchange Notice by Oct. 1, 2013, to individuals who were current employees before then. There is no requirement to provide the... Read More

Posted May 24, 2018 at 10:30 AM
Our Horton team had the pleasure of hosting and facilitating over 30 manufacturers at our April Manufacturing Round Table held in Oak Brook, IL. It was an honor to spend the day with a fantastic... Read More

Posted May 23, 2018 at 4:00 PM
 Highlights Each year, the IRS announces inflation-adjusted limits for HSAs and HDHPs. The adjusted contribution limits for HSAs take effect as of Jan. 1, 2019.  The adjusted HDHP cost-sharing... Read More

Posted May 23, 2018 at 3:45 PM
Highlights For plan years beginning in 2019, the ACA’s affordability contribution percentages are increased to: 9.86 percent under the pay or play rules 9.86 percent under the premium tax credit... Read More

Posted May 1, 2018 at 2:45 PM
Highlights The IRS will allow individuals with family HDHP coverage to use the original $6,900 limit for HSA contributions for 2018. The IRS previously announced that the limit was reduced to $6,850... Read More

Posted April 24, 2018 at 1:30 PM
HIGHLIGHTS The ACA’s out-of-pocket maximum limit will increase to $7,900 (self-only coverage) and $15,800 (family coverage). The required contribution percentage for the individual mandate’s... Read More

Posted April 24, 2018 at 1:30 PM
HIGHLIGHTS HHS’ existing transition policy for non-ACA compliant plans has been extended for an additional year. If the state allows it, issuers can renew noncompliant coverage through 2019. Any... Read More

Posted March 26, 2018 at 8:45 AM
Chapter 1: How does my renewal get calculated?  Authored by Rick Klein, Senior Vice President in Horton's Employee Benefit Solutions If there’s one question my fully insured clients have asked the... Read More

Posted March 16, 2018 at 10:30 AM
The landscape of the workforce is dramatically shifting to one that by the year 2020, nearly 50% of all employees actively working will consist of the millennial generation.   A common challenge that... Read More