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Posted December 17, 2019 at 1:45 PM
By: Dan Galos, CWCA, AFIS, SBCS Here’s the scenario: your commercial insurance policy expires in 90 days. What does your strategy for the renewal look like? Many business owners take actions that... Read More

Posted December 9, 2019 at 11:00 AM
Key Highlights Employer obligations The national clearinghouse database will administer and enforce the drug and alcohol testing program. Employers must use the database to ensure current and... Read More

Posted November 18, 2019 at 1:45 PM
By: Mike Wojcik, MBA, CLU, CFP®, Senior Vice President / Horton Benefit Solutions As we head into an election year, healthcare and health insurance have become central topics to many campaigns,... Read More

Posted November 15, 2019 at 10:30 AM
Administering employee benefits can be costly and complex. But an efficient benefits administration system could save you money and effort. Benefits administration systems remove manual processes... Read More

Posted November 15, 2019 at 10:30 AM
New health insurance choices give Minnesota companies opportunities to manage risk, reduce costs, and control claims. “The market is opening up for creative solutions,” said Erik Hinz, a... Read More

Posted November 15, 2019 at 10:15 AM
Many Minnesota employers typically use the prescription drugs covered through their insurers. But new options for self-insurance let businesses hire pharmacy benefit managers independently of... Read More

Posted November 15, 2019 at 10:15 AM
To overcome the reluctance of employees to go through health benefit documents, employers have improved employee engagement through digital enrollment and accessibility tools. Engaged employees... Read More

Posted November 15, 2019 at 10:15 AM
Companies often turn to self-funded health insurance plans to reduce costs. But larger-than-expected claims the employer might face could negate any savings employers anticipate over the cost of... Read More

Posted November 14, 2019 at 10:45 AM
Most organizations have some form of data protection in place. While these protections are critical for minimizing the damages caused by a breach, they don’t provide clear action steps following an... Read More

Posted November 13, 2019 at 8:30 AM
By: Paul Shaheen, RHU, REBC, Vice President, / Horton Benefit Solutions We hope you are staying warm with this early-arrived winter! A few weeks ago, I talked about COBRA basics, and how, per the law... Read More