Much like the business’s strategic plan, an all-encompassing insurance assessment for your specific exposures should be aligned with that strategic plan. A bad acquisition is a quick way to negatively impact your business’s financials, operations, and corporate culture. Having a risk management and insurance diligence process will not reduce this risk in its entirety but will help meet the fiduciary responsibility to your shareholders.
There are likely coverage enhancements that could be added to your programs, but most of them come at an additional cost. A proper evaluation of cost/benefit should be done first. At Horton, we work with all clients to get indications on various add-on coverages to ensure the best decision putting you through lengthy applications.
One of our core values - to be good for our clients, employees, and communities - rings true with many family and privately-owned organizations like yours. Guiding principles, coupled with a foundational strategy to move the business forward, are the only hope for your future success.
We know that most broker partners can provide similar services and solutions, but life with Horton is different, and our employees state it when they share their favorite aspect of the agency: “It’s like one big family.” We’re here to help keep your family business proud and prosper today, tomorrow, and into the future.
