ID Theft Insurance
According to statistics, around 15 million U.S. residents have their identities stolen each year.
What may be even scarier than the above statistic is the fact that this number is on the rise! 15 million U.S. residents a year translates to about 7% of our population. Fortunately, having ID theft insurance in place may make it much easier for victims to deal with this unexpected issue. Are you familiar with this policy?
The Benefits of ID Theft Insurance
Identity Theft Coverage is a standard feature that can be added to a homeowners insurance policy for a very nominal fee. Often times, consumers are confused as to what ID theft covers. It is important to understand that identify theft insurance is not designed to reimburse victims for ALL stolen funds and financial loss. However, it will pay up to a specified dollar amount for your actual losses related to the theft of your identity. It may also reimburse the policyholder for any costly actions that are necessary in order to restore his or her identity. It can protect against:
- Hefty phone bills for long distance phone charges
- Loss of wages resulting from taking time off from work to meet with law enforcement agencies
- Notary and certified mailing costs
- Possible lawyer and attorney fees incurred to defend lawsuits, remove criminal judgements wrongly entered against you, etc.
- And more…
Most policies will also include Identity Restoration, which will assign a case worker to assist you in the process of restoring your identity and preventing identity theft from reoccurring in the future! At The Horton Group, it is our goal to guide you through this taxing process until all is squared away. Going through this process alone is not ideal – trust us!
Let The Horton Group Protect You
Here at The Horton Group, we pride ourselves in providing our clients with the best possible coverage at a competitive price, along with the quality service you expect and deserve. During a time as tough as this, this service may be exactly what you need to push through. And we have an experienced staff that’s large enough to assist you. If you are unsure if ID theft is worthwhile, do not hesitate to reach out to our agents at The Horton Group. You can give us a call at (800) 981-4700 or fill out a free quote form. We would be more than happy to go into further detail and figure out if this policy is right for you.
With The Horton Group by your side, there is no need to lose your sense of security. We have a clear cut understanding of exactly what it takes to restore your identity and get you back on your feet again.
