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FSA and HSA Limits

Monday, November 15, 2021
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On Nov. 10, 2021, the IRS released Revenue Procedure 2021-45 (Rev. Proc. 21-45), which impacts HSA

 

2022

2021

Change

HSA Contribution Limit
(employer + employee)

Self-only:  $3,650
Family: $7,300

Self-only: $3,600
Family: $7,200

Self-only: +$50
Family: +$100

HSA Catch-up Contributions
(Age 55 or older)

$1,000

$1,000

No change

HDHP Minimum Deductibles

Self-only:  $1,000
Family: $2,800

Self-only: $3,600
Family: $7,200

No change
No change

HDHP Maximum Out-of-Pocket Amounts
(Deductibles, co-payments and other amounts not premiums)

Self-only:  $7,050
Family: $14,100

Self-only: $7,000
Family: $14,000

Self-only: +$50
Family: $100

FSA – Flexible Spending Account

$2,850

$2,750

+$100

Source:  IRS, Revenue Procedure 2021 – 25.

 

Employer Limitations

While the IRS may change limitations, employers ultimately have the final decision and may continue to impose their own dollar limit on employees’s salary.

Material posted on this website is for informational purposes only and does not constitute a legal opinion or medical advice. Contact your legal representative or medical professional for information specific to your legal or medical needs.

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