FSA and HSA Limits

Monday, November 15, 2021

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On Nov. 10, 2021, the IRS released Revenue Procedure 2021-45 (Rev. Proc. 21-45), which impacts HSA

	2022	2021	Change
HSA Contribution Limit (employer + employee)	Self-only: $3,650 Family: $7,300	Self-only: $3,600 Family: $7,200	Self-only: +$50 Family: +$100
HSA Catch-up Contributions (Age 55 or older)	$1,000	$1,000	No change
HDHP Minimum Deductibles	Self-only: $1,000 Family: $2,800	Self-only: $3,600 Family: $7,200	No change No change
HDHP Maximum Out-of-Pocket Amounts (Deductibles, co-payments and other amounts not premiums)	Self-only: $7,050 Family: $14,100	Self-only: $7,000 Family: $14,000	Self-only: +$50 Family: $100
FSA – Flexible Spending Account	$2,850	$2,750	+$100
Source: IRS, Revenue Procedure 2021 – 25.

Employer Limitations

While the IRS may change limitations, employers ultimately have the final decision and may continue to impose their own dollar limit on employees’s salary.

Material posted on this website is for informational purposes only and does not constitute a legal opinion or medical advice. Contact your legal representative or medical professional for information specific to your legal or medical needs.

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