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Auto Dealer Insurance

Running an auto dealer is complicated enough without having to worry about things like insurance coverages, loss of income or property damage.

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Coverage designed for every corner of your dealership.

Comprehensive Insurance Solutions for Auto Dealers

Whether you’re managing a full-service dealership, a used car lot, or a garage with sales and service operations, your business faces unique risks every day. From false pretense claims and hail damage to garage liability and employee errors, we offer insurance solutions designed to protect every aspect of your dealership. Our policies are customized to fit your operation—so you can focus on running your business, knowing you’re covered from the showroom floor to the service bay.

Dealers with an Open Lot

  • False Pretense Coverage
  • Wind Hail Coverage
  • Lease return
  • Economic loss
  • Spot delivery
  • Impending damage
  • Towing/storage sub-limits
  • Watercraft Physical Damage
  • Paintless Dent Repair
  • Comprehensive/Collision Coverage

Coverages for Dealers with Garages

  • Garage Liability
  • Garage / Repair Shop Errors and Omissions
  • Title E&O
  • Insurance Agents E&O
  • Truth in lending
  • Legal Defense & Product-Related
  • Odometer Alteration Liability
  • Garage Identity
  • Theft Vicarious Liability
  • Broad Property Damage
  • Garagekeepers
  • Employee Benefits Liability
  • Hired/Non-Owned Auto Liability
  • General Liability – Vacant Land, Lessor’s Risk
  • Building – with agreed value
  • Business Property Insurance
  • Business Income and Extra Expense Insurance
  • BI/EE actual loss sustained (excluding coastal)
  • Ordinance or Law
  • Equipment Breakdown
  • Employee Tools Coverage
  • Valuable Papers and Records Coverage
  • Crime coverage
  • Employment Practices Liability Insurance (EPLI)
  • Umbrella Insurance

Commercial Auto Coverage

  • General Liability
  • Automobile Liability
  • Auto Errors & Omissions
  • Property/Equipment Breakdown
  • Workers Compensation
  • Internet Liability
  • Employment Practices Liability
  • Umbrella/Excess Liability
  • Pollution Coverage
  • Physical Damage
  • Garagekeepers coverage
  • Auto Dealers Physical Damage

Our Insurance Services

One solution for all insurance needs.

We help businesses lower the cost of their risk by focusing on risk control, supported by the best claims advocacy, loss control, and core insurance services available. Our capabilities range from securing basic insurance coverage to overseeing comprehensive risk management programs and providing advanced, specialized services.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.