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Construction Insurance

Whether you’re a real estate management company, design professional, construction business manager, general contractor, or a light or heavy trade contractor, we understand the issues that impact your total cost of risk.
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Construction Insurance

About Horton’s Construction Insurance Practice

As part of our risk evaluation process, we look to confirm that your risk management approach supports your overall business objectives and ensures that we develop programs based on a client’s individual risk performance history, and not just industry numbers.

Horton’s Construction Insurance Program

We offer better service, insight, and competitive pricing due to our experience in the field.

Discussing qualitative and quantitative aspects of your business allows us to evaluate your needs and exposures to develop a comprehensive and forward-thinking approach to manage your everyday risks.

Construction Insurance

Types of Construction Insurance Programs

Our expertise is in risk management, construction insurance and safety. We work in risk transfer, safety and loss control, claims advocacy and other various core insurance services. The Horton Group also provides solutions in surety and employee benefits.

Buy a Bond Kit

With the ease and access to a bond kit, you ensure full compliance with a city, village, or municipality’s requirements for work in Illinois, Indiana, and Wisconsin. Avoid having to wait on your broker for a specially notarized bond as a hurdle to start your project work!

We offer a five-pack license/ permit bond kit at half the price and fully compliant with each city, village, or municipality in IL, IN, and WI. You won’t need to wait on your broker to call and request the bond – nor wait on the original notarized piece!

Order Bond Kits

Horton is your trusted partner for comprehensive construction insurance solutions in Illinois, Wisconsin, Indiana, and Minnesota. With strategically located offices, we ensure you receive personalized service and expertise that’s close to home. No matter where your construction projects take you across these Midwest states, our dedicated teams are here to provide tailored insurance solutions that match your unique needs and local requirements. At Horton, we’re committed to ensuring your projects are protected every step of the way.

Illinois Construction Insurance Forklift Driver
Chicago Insurance Construction Businessman
Construction Insurance in Illinois

Areas We Serve

The Horton Group offers insurance, safety consulting and risk advisory services nationwide including Florida, Illinois, Indiana, Michigan, Minneapolis, Wisconsin.

gas and welding employee benefits generational

Captives, Self-Insurance: Why?

In our experience, we have many conversations with customers which are driven by the goals and objectives of their respective businesses.

It is critical for us to align an insurance and risk management program with the goals and objectives of the business because these components need to be in sync to achieve the best results.

What is a Group Captive Insurance Company?

Unknowns of the Master Program

Real estate owners and property managers are constantly looking to find the best economical way to enhance their bottom line. Bringing their insurance program into a master structure is one way this allows them to make financial enhancements.

A master policy brings everything (effective dates and carriers) to a single effective date which can help ease the administrative burden and make a consistent payment schedule. Most importantly, a master policy will allow a smoother and efficient business operation in regards to the risk management program, therefore leading the way to a higher level of performance.

Construction Resources

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.