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Umbrella Insurance

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Explore Personal Excess Liability Coverage Price Discovery Tool

Umbrella Insurance

This policy is designed to add an extra layer of liability protection to your home, auto, motorcycle and boat insurance policies. In the event that you are held liable for another person’s injuries or damages, your existing coverage will kick in. However, what happens when your primary policy’s limit becomes exhausted? Instead of being held liable to pick up the rest of the tab, umbrella insurance can offer additional coverage.

Umbrella insurance can cost less than $200 annually for one million dollars worth of additional coverage. It is extremely affordable for a great deal of extra protection.

Deciding if an umbrella insurance policy is essential may not be easy. Many individuals may assume that their current home and auto policies are enough to cover the worst case scenario. However, this may not always be the case.

There are certain exposures that may make umbrella and excess liability insurance critically important.. These situations include:

  • Homes with swimming pools on property
  • Homes with a trampoline on property
  • Families with multiple drivers – especially inexperienced drivers

Explore Personal Excess Liability Coverage Price Discovery Tool

“Refer a Friend” Program

Tell your friends about us!

When you refer your friends to the Horton Group, we will provide you with a $50 gift card. If you would like to learn more about our referral program, please feel free to give us a call at (800) 981-4700, or simply fill out the form below and one of our team members will respond within 24 business hours.

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Cindy Beckman, Horton Group insurance broker.
Headshot of David Rosenfeld, Horton Group insurance broker.
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Coverages for Personal Insurance

At The Horton Group, we understand you want what’s best for you and your loved ones. That’s why we offer comprehensive coverage for individuals and Private Clients looking to protect their unique lifestyles and assets.

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Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.