Skip to Main Content

Metal Manufacturing Insurance

Running a Metal Manufacturing Shop, Fabricators, Foundry, Casting or Forging business is complicated enough without having to worry about things like insurance coverages, loss of income or property damage.

Top Insurance Issues for Metal Manufacturing Industry:

  • Will Business Income Insurance cover me if my operations are shut down?
  • Can I get a Manufacturer’s Output policy in case there is a flaw in a spec?
  • How can I be proactive to ensure I’m controlling my workers compensation claims?
  • How would I handle a return-to-work post-accident employee?
  • Can I require a pre-employment test before hiring a new employee?
  • How can I best control my experience mod and drive it down to be 1.0?
  • If I had a critical piece of equipment break down at our facility, how long would it take to fix?
  • How can I better manage our accounts/receivables against a customer not paying their bills?
  • How would I handle exposures to toxic or caustic chemicals?
  • How would I handle someone being injured by a slip, trip, or fall?
  • How do you handle product recalls?
  • How would you handle injury or property damage?

Is Your Metal Manufacturing Insurance Coverage Comprehensive?

Proper insurance coverage is vital for your metal manufacturing business; the risks and exposures are extensive and, if not adequately covered – costly.

We recommend the following as minimum coverages for your insurance solution:

  • Building Insurance
  • Business Personal Property Insurance
  • Business Income Insurance, Accounts Receivable
  • Computers, Goods in Transit
  • Employee Dishonesty
  • Commercial General Liability Insurance
  • Employee Benefits
  • Environmental Impairment
  • Umbrella Insurance
  • Hired and Nonownership Auto Insurance
  • Workers’ Compensation Insurance
  • Business Auto Liability Insurance and Physical Damage
  • Employment-Related Practices Insurance
  • Commercial Property
  • Inland Marine

How can Horton Safety Consulting Services help your Manufacturing Business Operations?

Horton Safety Consultants can:

  • Develop organizational specific safety and health programs and procedures with special emphasis on manufacturing environment work activities and exposures. Special emphasis safety programs and procedures could include equipment and machine operations and guarding, electrical safety and lockout tagout, hazard communication; globally harmonized systems, housekeeping and combustible dust, ergonomics and soft tissue injury prevention.
  • Provide authorized, affected and other lockout/tagout application training.
  • Provide powered industrial truck, scissor and aerial lift training and certification.
  • Provide first-aid, CPR & AED training and certification for key company personnel.
  • Provide routine training sessions for managers, supervisors and leads to ensure that facility safety and employee work practices are compliant with applicable OSHA standards and company directions.
  • Conduct safety observations and audits  using the Predictive Solutions software platform. Predictive Solutions provides statistical probabilities regarding the occurrence of accidents and injuries. Formal reports with photographs depicting both safe and at-risk practices and conditions will be distributed to key company personnel.
  • Conduct documented accident and injury investigations. The investigation report will include descriptions and a summary of events, root causes and recommended actions; photographs will be taken. Horton Safety Consultants will use these investigations to solicit ideas and suggestions from all employees on how to prevent similar injuries or accidents from occurring in the future.
  • Develop and implement an Accident Review Board (ARB). The Accident Review Board is made up of key company personnel who review and hold meetings to discuss significant accidents or near misses. At regular intervals, the injured or involved employee and their supervisor report to the ARB meetings to discuss what events transpired and what must be addressed to prevent future events.
  • Capabilities to perform Industrial Hygiene activities necessary to ensure compliance with applicable OSHA hazardous and toxic substances requirements, OSHA’s respiratory protection regulations and OSHA’s hearing conservation standard.

Our Insurance Services

One solution for all insurance needs.

We help businesses lower the cost of their risk by focusing on risk control, supported by the best claims advocacy, loss control, and core insurance services available. Our capabilities range from securing basic insurance coverage to overseeing comprehensive risk management programs and providing advanced, specialized services.