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Professional Liability Insurance

The cost to defend yourself can be substantial.  A professional liability insurance policy will cover these costs in the event of such a claim, which may otherwise financially cripple your business.

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Professional liability is an ongoing and growing risk.

It’s more and more common that an incident could land you in court.  Despite your expertise, knowledge and best intentions, the reality is that not all projects are error-free, and eventually a mistake or misjudgment is bound to occur. Even the smallest error can have serious consequences.

Cover Your Costs

If a client believes damages are due to a mistake on your part they can sue your company. It is important to protect yourself against this potentially devastating liability. A professional liability policy will cover the cost of defending you or your company in court, not to mention the restitution costs if you’re found at fault (up to the policy coverage limit).

From the Horton Library

Understanding the Claims-Made Policy

Read up on why this is a critical concept to understand when dealing with medical professional liability.

Read More

“Claims-Made” Process

These policies are known as “claims-made” policies. This means that coverage is triggered when a claim is filed and you report it to the insurance company, since it is often hard to identify when the alleged error or omission originally occurred.

Common industries seeking professional liability coverage:

  • Medical Professionals
  • Property Managers
  • Attorneys, Legal Professionals, & Law Firms
  • Accountants
  • Architects & Engineers
  • IT Consultants

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What We Offer

Types of Business Insurance Coverage

Answer the door before liability knocks.

Explore our comprehensive business insurance coverage products and get all of your questions answered from our advisors.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley Expert