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Horizontal Drilling Contractor Insurance

Our country’s Utilities & Telecommunications infrastructure is experiencing opportunistic growth – finding the proper Safety Programs, Bonding, and Insurance coverages are a key component for Horizontal Drilling Contractors across the country.

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The Critical Role of a Specialized Underground Utility Construction Insurance Broker

About Horton’s Utilities Construction Practice

As part of our risk evaluation process, we look to confirm that your risk management approach supports your overall business objectives and ensures that we develop programs based on a client’s individual risk performance history, and not just industry numbers.

Horton’s Horizontal Drilling Contractors Program

Horton’s horizontal drilling contractors program is structured specifically for Utilities & Telecommunications Contractors. Discussing qualitative and quantitative aspects of your business allows us to evaluate your needs and exposures to develop a comprehensive and forward-thinking approach to manage your everyday risks. We offer better service, insight, and competitive pricing due to our experience in the field.


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Common Exposures for Horizontal Drilling Contractors

General Liability

Office exposures, utility damage, displacement or settlement of existing structures; blast damage; unmarked excavations; cutting utility cables, damaging property of the utility company and disrupting service to neighboring residences or businesses; fire; cracked pavement; foundation damage; pipe leaks; hazardous material spills; A significant morale hazard may be indicated by the absence of detailed procedures to determine utility locations and to research prior uses of the land.

The Vital Role of Specialized Insurance in Underground Utility Construction

Property – Crime

Employee dishonesty; burglary, theft, and vandalism of property

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Distracted Driving; Delivery of equipment, materials, and workers to a job site; incidental vehicle use; vehicle theft and vandalism

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Property – Inland Marine/Business Interruption

Damage to, or loss of, contractor’s equipment and accounts receivables records; business interruption

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Workers’ Compensation

Trench hazards of cave-ins, confined space; and falls from ladders placed in trenches; strains from material handling activities; Lifting and back injuries, hernias, sprains, and strains; exposure to hazardous substances

One solution for all insurance needs

We Understand The Key Elements of Strong Execution

Count on our team to…

  • Assist with contract negotiation, risk transfer, & hold harmless/indemnification review, to proactively build in contractual language and terms, giving you the competitive advantage you deserve.
  • Safety Culture risk assessment to help strengthen a key pillar to long-term success that Horton can offer through our in-house Safety Consulting Services Division.
  • Work with you to capitalize on The Contracting Classification Premium Adjustment Program (CCPAP) many contractors can qualify for while educating you along the way.
  • Alternative risk solutions on how to Control Workers’ Compensation Claims and Costs through precautionary hiring methods developed by Horton Group.
  • A comprehensive review of your workers’ compensation Experience Modification Factor (MOD) can offer a deep analysis of the key components on how to control your MOD. Many construction firms require your Experience Mod to below or at 1.0 as a bidding prequalifier.
  • Offer alternative risk solutions for Auto & Equipment through insurance carrier Fleet Management Tools, Telematics Systems, and Driver Safety policies.

Our Insurance Services

One solution for all insurance needs.

We help businesses lower the cost of their risk by focusing on risk control, supported by the best claims advocacy, loss control, and core insurance services available. Our capabilities range from securing basic insurance coverage to overseeing comprehensive risk management programs and providing advanced, specialized services.

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Who Do We Work With?

  • Union and Non-Union Organizations
  • Large & Small Businesses
  • Woman-owned businesses (WBE)
  • Minority-owned businesses (MBE)
  • Veteran-owned businesses (VBE or VOSB)
  • Businesses owned by economically disadvantaged individuals (DBE)
unique claims

Surety Bond Services

  • ERISA Bonds
  • License and Permit Bonds
  • Notary Bonds
  • Highway Permit Bonds
  • Bid Bonds
  • Performance Bonds
  • Payment Bonds

How can Horton Safety Consulting Services help your Business Operations?

Horton safety consultants can develop site-specific safety and health programs and procedures with special emphasis on underground work activities and exposures. Special emphasis safety programs and procedures including excavation and trenching, heavy equipment operations, pedestrian traffic controls, and electrical safety including underground utilizes and overhead hazards.

Horton safety consultants can also provide competent person training as it relates to excavating and trenching. Training includes OSHA’s Subpart P requirements, soil analysis and controls to prevent cave-ins.

Horton safety consultants can provide routine training sessions for superintendents and project foreman can be provided to ensure that job site safety and subcontractor work practices are compliant with applicable OSHA standards and company directions.

Safety consultants also conduct safety observations and audits using the Predictive Solutions software platform. Predictive Solutions provides statistical probabilities regarding the occurrence of accidents and injuries. Formal reports with photographs depicting both safe and at-risk practices and conditions will be distributed to key company personnel.

Horton safety consultants conduct documented accident and injury investigations when deemed necessary, such as a utility strike or employee injury. The investigation report will include descriptions and a summary of events, root causes and recommended actions; photographs will be taken. Horton Safety Consultants will use these investigations to solicit ideas and suggestions from all employees and subcontractors on how to prevent similar injuries or accidents from occurring in the future.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.