Your most valuable asset is your ability to earn an income.
Should you or your spouse experience a serious illness or injury, how would the loss of income impact you? In addition to your day-to-day living expenses, a disabling injury can also lead to additional expenses, such as increased medical and household costs. Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working.
While your employer may cover you with some form of company-paid disability insurance, often coverage is only partial and/or short-term. Disability income insurance is designed to complement health insurance. It provides financial peace of mind for you and your loved ones in the event that you are sidelined by a serious illness or injury by protecting your future income potential.