Our approach? Listening and following through.
Complex plans with creative, cost-effective solutions.
Managing a healthcare plan is complicated. Add in pension plans, and complicated is an understatement. That’s why we are here. Our team has the expertise and experience to bring all the pieces together and deliver quality benefits and retirement solutions.
Health Benefits Consulting
- Multi-year financial projections for plan costs
- COBRA rate calculations
- Historical experience reporting and claims evaluation
- Vendor management
- Plan design strategies and pricing
- Benchmarking analysis
- Data analytics
- Compliance assistance
Retirement Benefits Consulting
- Actuarial and Withdrawal Liability Valuations
- PPA Zone Certifications
- Funding Projections with Stress-Tests
- Investment Experience and Outlook
- Plan Design Changes, Modeling and Pricing
- Compliance Assistance
Property & Casualty Insurance Solutions
For over 50 years, we have been advising and brokering Multiemployer Funds, Union Contractors, Local Union Halls and JATC’s insurance programs. We have the industry knowledge, carrier relationships, competitive premiums, and expertise to provide Labor & Management Trustees, Fund Administrators, Attorneys, and Local Union Officials with unique property and casualty solutions. Our approach is simple, and that is to bring a more consultative relationship to the equation; not just a broker. We will examine your current policies for gaps in coverage, and advise as to where improvements can be made. We will also take a holistic approach to your insurance program, assisting you with the consolidation of renewal dates and carriers. Our job is to take risk off of your plate, while making your life easier.
Horton’s property and casualty team is pleased to offer you the following coverages:
- Property and General Liability
- Business Automobile
- Workers Compensation
- Union Liability and Individual Labor Leaders
- Student Accident
- Fiduciary Liability
- Fidelity Bond/Crime
- Cyber Liability