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Manufacturing Insurance

Our objective is to assist manufacturers in lowering their overall cost of their risk, in addition to helping them attract and retain the best employees to work within their operation.

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Greatest risk concerns for manufacturing business

As Your Business Grows, Both the Risks and Rewards Become Greater

Horton offers coverage and advice that can suit your business today, tomorrow and in the future.

The Horton Group features a full menu of products and services that cater to manufacturers, distributors and other related industry groups. Horton’s capabilities range from basic insurance procurement to advanced consultation and implementation of specialized services. The Horton Group delivers superior solutions in all lines, including business insurance, risk management and employee benefits.

How can Horton Safety Consulting Services help your Manufacturing Business Operations?

Horton Safety Consultants can:

  • Develop organizational specific safety and health programs and procedures with special emphasis on manufacturing environment work activities and exposures. Special emphasis safety programs and procedures could include equipment and machine operations and guarding, electrical safety and lockout tagout, hazard communication; globally harmonized systems, housekeeping and combustible dust, ergonomics and soft tissue injury prevention.
  • Provide authorized, affected and other lockout/tagout application training.
  • Provide powered industrial truck, scissor and aerial lift training and certification.
  • Provide first-aid, CPR & AED training and certification for key company personnel.
  • Provide routine training sessions for managers, supervisors and leads to ensure that facility safety and employee work practices are compliant with applicable OSHA standards and company directions.
  • Conduct safety observations and audits using the Predictive Solutions software platform. Predictive Solutions provides statistical probabilities regarding the occurrence of accidents and injuries. Formal reports with photographs depicting both safe and at-risk practices and conditions will be distributed to key company personnel.
  • Conduct documented accident and injury investigations. The investigation report will include descriptions and a summary of events, root causes and recommended actions; photographs will be taken. Horton Safety Consultants will use these investigations to solicit ideas and suggestions from all employees on how to prevent similar injuries or accidents from occurring in the future.
  • Develop and implement an Accident Review Board (ARB). The Accident Review Board is made up of key company personnel who review and hold meetings to discuss significant accidents or near misses. At regular intervals, the injured or involved employee and their supervisor report to the ARB meetings to discuss what events transpired and what must be addressed to prevent future events.
  • Capabilities to perform Industrial Hygiene activities necessary to ensure compliance with applicable OSHA hazardous and toxic substances requirements, OSHA’s respiratory protection regulations and OSHA’s hearing conservation standard.

Priciest OSHA Violations for Manufacturing

The most recent statistics from OSHA reveal the top standards cited in the fiscal year for the manufacturing industry.

This top 10 list comprises establishments engaged in the mechanical, physical or chemical transformation of materials, substances or components into new products.

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New Technology Could Improve Performance & Reduce Workers’ Compensation Claims

Superhumans were once only found in comics and movies. Today, ordinary humans are becoming “super human” with new technology allowing them to move and lift heavy materials at the workplace – safely and with ease.

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The Great Productivity Slowdown: Fact or Fiction?

How is it possible that American productivity growth continues to slide even as new technology revolutionizes the way we do business?

That is the question at the heart of a March Brookings Institution report, which serves as the latest chapter in a long-running debate.


PEOs offer many ways for small businesses to cut expenses.

At renewal time, we believe our existing carrier’s renewal offering was indicative of their desire to jettison our company. This was unexpected as we had been provided coverage by this carrier for several years and had utilized some risk sharing coverage options they had designed specifically for us. Through the marketing/research efforts of the Horton/Cassady team, another option was made available to us that was much more advantageous from a cost and coverage standpoint. Additionally, the team presented options for future coverage needs being achieved utilizing a captive plan that could prove even more advantageous. Our business is a very dynamic, fast paced one and we oftentimes find we need support from our professional partners when competing for business opportunities. When such needs involve the expertise of the Horton/Cassady team, we have found them to be readily available and able to provide quick, accurate consult. Performance criteria we require and very much appreciate.

Private-Sector R&D Spending Has Picked Up, Spark­ing Hopes that this Activity Will Help Invigorate the Econ­o­my.

A closer look reveals, however, that today’s private-sector R&D spending isn’t of the variety that truly boosts innovation (“basic research”).

Instead, private companies are spending most of their R&D doll­ars on development—spurred, in part, by vocal acti­vist investors who are focused on short-term returns. This has left funding for basic research largely in the hands of the federal government. Until the private and public sectors join forces to fund the kind of visionary R&D spending that has fallen by the wayside, it’s unlikely that heightened spending alone will provide an economic boost.

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The Industrial Internet of Things: Machine Learning

The best manufacturers used to be the firms that made the best widgets.

No longer. As the “internet of things” spreads to the factory floor, products are being packed with ever more sensors and connected to the internet. That is transforming manufacturing—and the mindset that firms need to succeed.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.