The Hearts to Care. The Smarts to Get There.
As fire chiefs and district trustees, we understand that you face a unique set of risks in your day-to-day operations. The Horton Group has 30+ years of experience working with fire districts and departments in Illinois. We stay ahead of market trends and legislative changes so we can offer strategies to mitigate expenses that impact your district’s balance sheet.
Our competitors offer low coverage limits for fire districts. However, we offer a comprehensive and flexible program that addresses various areas. This includes but is not limited to:
- Guaranteed Replacement Cost Valuation
- Abuse & Molestation Coverage
- Employment Practices Liability Insurance (i.e. wrongful termination, discrimination)
- Higher recovery values for your emergency fleet
- Cyber Liability
- Accident & Sickness
Need help finding the right choice for your district? We can get you pointed in the right direction.