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Illinois Fire District Insurance

You put a lot on the line to keep all of us safe – so when it comes to your insurance policy, we vow to fully protect you as well.

The Hearts to Care. The Smarts to Get There.

As fire chiefs and district trustees, we understand that you face a unique set of risks in your day-to-day operations. The Horton Group has 30+ years of experience working with fire districts and departments in Illinois. We stay ahead of market trends and legislative changes so we can offer strategies to mitigate expenses that impact your district’s balance sheet.

Our competitors offer low coverage limits for fire districts. However, we offer a comprehensive and flexible program that addresses various areas. This includes but is not limited to:

Need help finding the right choice for your district? We can get you pointed in the right direction.

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Exclusive Program

We Never Play It Too Safe to Keep You Safe.

Horton’s Claim Advocacy services provide timely, hands-on claims oversight. Our goal is to reduce the severity, impact and frequency of claims. Our exclusive program offers the following advantages over our competitors:

  • Exclusive access to Emergency Services Insurance Program (ESIP), America’s leader in insurance for fire districts for more than 25 years.
    • We also offer an exclusive guaranteed replacement cost through McNeil and Company for our Illinois Clients.
  • Better auto coverage.
  • Special protection against crime, sexual abuse and molestation.
  • Exclusive coverage in multiple counties in Illinois.
    • We cover Cook, Dekalb, DuPage, Grundy, Kane, Kendall, Lake, McHenry, Ogle, Will and Winnebago counties.

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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