Election Changes

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Mid-year election changes are perhaps the most common benefit compliance issue that employers must deal with. When employees ask to add or drop benefit coverages mid-plan year, employers must understand HIPAA special enrollment rules and Section 125 election change rules to determine whether the mid-year election change request can be granted. This month’s webinar will provide a framework for thinking through the rules that apply to mid-year election changes and will also provide examples of frequently requested changes.

PRESENTERS

Regan Debban, J.D. MBA, Principal, Benefit Comply LLC

Regan Debban has worked as an attorney for a major Fortune 500 company as well as for a PEO that provided benefits and HR services to small employers. She has also worked as a legal researcher for Thomson Reuters. Prior to obtaining her law degree, Regan worked as an account manager in a leading Minneapolis area insurance agency, so she understands the issues facing employee benefit consulting firms and agencies.

Delaney Callahan, JD, Compliance Consultant, Benefit Comply, LLC

Delaney Callahan joined Benefit Comply, LLC in 2021 after her previous position in the third-party administrator field where she researched and assisted in maintaining compliance with Section 125 regulations and COBRA, ERISA, and ACA requirements for health and welfare benefit plans of a wide range of employers. After being introduced to the world of employee benefits compliance, as a Compliance Consultant at Benefit Comply, she provides guidance on regulatory compliance for health and welfare benefit plans to insurance professionals and directly to employers. Ms. Callahan received her law degree from Michigan State University College of Law, and her bachelor’s degree from Calvin College.