State of Healthcare Economics

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Premiums and plan costs are increasing as inflation and expiring ACA tax credits take effect. Although new transparency rules add compliance requirements, they also provide employers with data that can be combined with alternative funding models and predictive AI to manage risk and improve plan efficiency.

Join us as we explore how employers can use these tools and data strategically to maintain affordability and support fiduciary accountability, and discover practical ways to put these insights into action.

PRESENTERS

David Heaton – Regional Director | MMA Rx Solutions David Heaton joined MMA Rx Solutions as the Regional Director for the Midwest and St. Louis on February 10, 2025. In his current role, David serves as the primary point of contact for MMA field offices regarding post-sale implementations and ongoing client support related to pharmacy management. He leads client pharmacy market bids, RFPs, and PBM negotiations, presenting results and recommendations to MMA field teams, clients, and prospects. His expertise ensures that clients receive tailored solutions that meet their pharmacy management needs. With 25 years of experience in pharmacy contracting, David has built a robust career in the healthcare industry. Prior to joining MMA Rx Solutions, he served as the Director of Pharmacy Management for the St. Louis Area Business Health Coalition, where he honed his skills in managing pharmacy programs and negotiating contracts. David holds a Health/Life License in the State of Missouri, further solidifying his qualifications in the field. David earned his Bachelor of Science in Business Administration (BSBA) from Southern Illinois University. Outside of his professional endeavors, he enjoys cycling, watching movies, and exploring the outdoors. A fun fact about David is that he makes his own gin, showcasing his passion for creativity and craftsmanship.

Jordan Baltrusch – Vice President Jordan is the account management team lead and lead actuary with 14 years of experience. He specializes in integrating administrative services and financial management to deliver cohesive, client-focused solutions. Prior to joining our team, Jordan worked at Willis Towers Watson, supporting employer groups ranging from 500 to 40,000 employees.

Lauren Kasanders – Health Management Consulting Supervisor Lauren Kasanders is a Health Management Consulting Supervisor at Marsh McLennan Agency (MMA). Lauren brings over eight years of experience in population health management, with roles spanning brokers, point-solution vendors, and carriers. Currently, Lauren leads a team of Health Management Consultants and Coordinators who partner with clients to design and implement strategic health management programs. Lauren’s work focuses on building a culture of wellbeing, identifying key health risks, and developing targeted initiatives to reduce those risks and lower medical claims. Her team delivers tailored solutions for organizations at every stage—whether launching new programs or strengthening existing ones—to drive measurable health improvements and cost savings.

MODERATOR

James Tuft

Vice President

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James Tuft is a Vice President for Horton’s Employee Benefit Solutions. In this role, James is responsible for providing expert employee benefits consulting, bringing new clients on board, and servicing and retaining existing clients. He is part of a team of employee benefits-focused specialists dedicated to delivering innovative healthcare solutions to employers.