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Insurance for Valuables

In the U.S., a residential fire occurs approximately every 90 seconds, and more than two million burglaries occur annually.

Such statistics may make a person wonder if ALL their personal possessions are properly protected. Yes, a homeowners policy may cover most of your valuables. However, most policies have limited peril coverage and internal limits for high-worth items such as jewelry, fine art, furs, collectibles and special equipment. These items are often limited to $2,500 or less, with per item limits of $1,000. Instead of waiting to find out if you are appropriately covered, it may be time to purchase riders – whether on a per-item or blanket basis. This is where our personal articles insurance policy can help.

More than likely, you own items at home that are sentimentally or financially meaningful to you. In order to keep these items safe, it is essential to protect them with the right policy. By adding an endorsement to your home insurance policy, or purchasing personal articles floaters insurance, these items can be properly protected.

A personal articles insurance policy can protect a wide variety of expensive items, including:

  • Antiques
  • Camera equipment
  • Cash
  • Collector items
  • Fine art
  • Firearms
  • Furs
  • Golf equipment
  • Jewelry (watches, engagement, wedding rings, diamond rings, etc.)
  • Musical instruments
  • Silverware
  • Sports equipment

Speak with A Personal Insurance Expert

Call us at (708) 845-3383 or toll-free at (800) 981-4700
Or click the button to request a representative to contact you:
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Coverages for Personal Insurance

Auto Insurance
Homeowners Insurance
Condo Insurance
Flood Insurance
ID Theft Insurance
Jewelry/Personal Articles/Fine Art Insurance
Private Client Group
Property Insurance
Renters Insurance
Travel Insurance
Umbrella Insurance
Wedding Insurance
Watercraft Insurance

Insurance for Specialty Assets

The hobbies, passions, and toys. As you’ve achieved success, you’ve amassed new interests. Ensure these create memories, not headaches. How confident are you your traditional insurance program adequately understands and covers the risk they post?
  • Wine Collection
  • Equine Insurance
  • ID Theft Insurance
  • Travel Insurance
  • Kidnap & Ransom Insurance

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Horton Group
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Orland Park, IL 60467
(800) 981-4700
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