Specialty Insurance Coverages

Equine Insurance

Risk doesn’t just arise from the actions of people…what about the actions of your animals? Are you covered for guests that visit your stables to ride? What about the people you employ to tend to the estate?

Insurance for Valuables

Imagine a fire or a flood. How much is that artwork worth? How much for the contents of wine cellar? Most cars depreciate in value, but that valuable auto collection – how much is it worth today? Traditional insurance programs aren’t built to handle the complex valuations of some of your most treasured possessions.

Wine Collection

If you own a large, valuable array of wines or spirits, it is wise to insure your collection on a stand-alone valuable articles policy.

ID Theft Insurance

Perhaps there is no greater risk today with the potential to wreak havoc than someone stealing your identity. And the risk doesn’t come from just hackers – lose a laptop or a wallet, or throw something out with personal information and you become a target.

Insuring Domestic Employees

The costs of a lawsuit with hired help can be very high and could even damage your reputation as a client. To keep liabilities at bay, you’ll first need to determine what kind of help you’ve hired and then obtain the correct coverage to protect against liabilities.

Personal Wedding Insurance

While you may do all you possibly can to make sure your wedding day runs as smooth as possible, there is always a chance that something could go wrong. The Horton Group will “save the date” to make sure your big day runs as perfect as possible!