Resources

Empower Your Owner Operators with Our Insurance Coverage Usage Guide

Help your 1099 Contractors understand the insurance policies they are typically required to carry, what they cover and how they apply vs the Motor Carrier/Van…

Cargo Spill Prevention Measures

A cargo spill refers to any unintentional release of items, liquids or raw materials from a truck or other vehicle specifically designed to transport freight…

Understanding the Risks of Collecting Biometric Data in Logistics and Moving & Storage

Biometric Data can include video and telematic data from cameras and AER (automated event recorder) devices. Biometric data refers to an individual’s unique physical and…

Insurance Costs – Start Up Mover

Horton specializes in working with moving companies that have 20+ trucks on the road, but we do understand that there are a lot of entrepreneurs…

White Paper: Transportation & Trucking – Business Insurance Claims Consulting

Discover the critical issues impacting the transportation industry, from driver shortages to parking problems, and explore the rising exposure of trucking liability claims. For more…

Key Trends and Challenges Shaping the U.S. Trucking Industry

The trucking industry comprises businesses that use large commercial motor vehicles (CMVs) to transport a wide range of cargo, including raw materials, product components, and…

Enhancing Flexibility: FMCSA’s Proposed Amendments to Commercial Driver’s License Requirements

The Federal Motor Carrier Safety Administration (FMCSA) issued a notice of proposed rulemaking (NPRM) on February 2, 2024, aimed at enhancing flexibility for State Driver…

The 10 Most Common FMCSA Driver Violations During the 2023 Fiscal Year

Roadside inspections by the Federal Motor Carrier Safety Administration (FMCSA) involve thorough examinations of commercial motor vehicles (CMVs) and/or drivers, carried out by inspectors from…

Wait, We Did All This Work to Implement MFA, and Threat Actors Can Readily Bypass It?

Multifactor Authentication (MFA) is supposed to protect our networks. And it does in many respects, but it is not a failsafe or a crutch to…

2023 Most Frequently Cited OSHA Standards – Truck Transportation

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most…

Top Trucking Industry Trends

The trucking sector comprises enterprises utilizing large commercial motor vehicles (CMVs) to convey diverse cargo types along designated routes, including raw materials, components, and finished…

Hired Non-Owned Auto Coverage: Essential Guide for Businesses

As a business owner, you know that your company faces a variety of risks every day. From cyber attacks to property damage, there are many…

Valuation vs. Insurance: Finally Explained!

The Confusion: How many times have you heard a moving company representative refer to “valuation” as “insurance”? There is no issue that creates more confusion…

Trending Developments Within the Trucking Sector

The trucking industry is made up of businesses that utilize large commercial motor vehicles (CMVs) to transport a variety of cargo (e.g., raw materials, product…

The Dangers of Distracted Driving

Understanding the dangers of distracted driving can encourage motorists to minimize potential distractions behind the wheel. This article contains more information on distracted driving and ways…

Rolling Thunder: How the Credit Risk Climate Affects Risk Management and D&O Insurance

At The Horton Group, we’ve received many questions regarding the recent bank failures and how those failures can potentially trigger a Directors & Officers (D&O)…

Electric Vehicles Present New Insurance Challenges in 2023

The commercial insurance market for EVs is ever-evolving. As the market expands, so does the demand for proper coverage. Global Electric Commercial Vehicle Market size…

Avoiding Litigation: Ways to Prevent Disputes That Land Claims in Court

This article is reproduced with permission from SFM Mutual Insurance Company When an attorney gets involved in a workers’ compensation claim, it can increase claim…

FMCSA Medical Examiners Must Recertify Every 10 Years

The Federal Motor Carrier Safety Administration (FMCSA) published a notice of implementation of medical examiner refresher training and recertification every 10 years on January 11,…

FMCSA Increased Penalty Amounts

The Department of Transportation (DOT) has released its inflation-adjusted civil monetary penalties that may be assessed on employers for violations of a wide range of…

Are employees driving their own vehicles a business risk?

By Tony Hopkins, CPCU, CIC, CRM If your employees drive their personal vehicles for work, your business is at risk of financial liability in the case…

Sleep Apnea’s Impact on Commercial Truck Drivers

According to the FMCSA, sleep apnea is a serious breathing-related sleep disorder estimated to affect 3 out of every 10 commercial drivers. There are many…

Investment in CDL Initiatives Boosted by Bipartisan Infrastructure Law

President Joe Biden’s administration is awarding $44 million in grants to streamline the process of obtaining a commercial driver’s license (CDL) and enhance road safety…

Commercial Bonds

Surety bonds are an essential component of many business transactions, yet they’re often misunderstood. This article aims to dispel these misconceptions and deliver clear, factual…