Resources

Ways to Prevent Crimes in Restaurants and Bars

Restaurants and bars are considered easy targets for criminals due to their unusual operating hours and the constant flow of customers. Don’t make it simple…

Environmental, Health and Safety Consulting

The Horton Group: Trust us for environmental, health and safety consulting. Protect your business and employees. Contact us for expert guidance!

Commercial Auto Insurance

Commercial auto insurance is a type of business insurance that covers vehicles owned by or used by your company. It shields it from liability for…

What are Behavior Based Safety Observations?

Behavior-based safety observations (BBSO) are a crucial part of behavior-based safety programs, which aim to reduce incident rates by encouraging safe behavior and eliminating the…

Process Safety Management

Various businesses have fought for years to prevent unexpected discharges of poisonous, flammable, or reactive gases and liquids in hazardous chemical processes. These emissions can…

How Much Does Restaurant Insurance Cost?

When running a restaurant, there are numerous expenses to consider, and one essential aspect is insurance coverage. Restaurant insurance protects your establishment from potential risks…

Bar Insurance

It will help if you protect your business from potential risks and liabilities when operating a bar. This is where bar insurance comes into play.…

Benefits and Risks of Leveraging AI in Employment Decisions

Utilization of artificial intelligence (AI) in employment-related decisions is increasing across organizations. According to the Society for Human Resources Management, around 25% of organizations utilize…

Surety bonds for construction: What contractors should know

Surety bonds play a vital role in the construction industry, protecting project owners and ensuring contractors fulfill their contractual obligations. One crucial aspect is the…

Accident Review Board Strategies for NonProfits

NonProfits have always fought the good fight – delivering on their mission to serve those in our communities who are the most in need. Many…

Supreme Court Increases Protections for Religious Accommodations

In a decision issued on June 29, 2023, the U.S. Supreme Court ruled that Title VII of the federal Civil Rights Act (Title VII) requires…

EEOC Releases FAQs on the Pregnant Workers Fairness Act

To help employers prepare for changes under the Pregnant Workers Fairness Act (PWFA), the Equal Employment Opportunity Commission (EEOC) has released frequently asked questions and…

Illinois Enacts Paid Leave for All Workers Act

Illinois recently enacted the Paid Leave for All Workers Act, which requires most Illinois employers to provide their employees with up to 40 hours per…

Adult Children on Parents’ Health Plans May Be HSA-Eligible

Adult children covered by their parents’ high deductible health plans (HDHPs) may be eligible to establish their own health savings accounts (HSAs) to which they…

Mental Health Parity Opt-out for Self-funded, Non-federal Governmental Health Plans Ends

Important Dates The CAA sunsets the MHPAEA opt-out election for self-funded, non-federal governmental health plans, effective as follows: No new elections for MHPAEA exemptions can…

Enhancing Membership Benefits: GAWDA Introduces Ancillary Benefits Program

Highlights: Rates reduced 10% on all lines Current plan designs matched or can be customized to each group’s preference Rate Guarantees on all lines Complimentary…

The Importance of an Industry Insurance Expert Broker: Explained

When it comes to the welding and gas industry, businesses face unique risks and insurance needs. Finding the right insurance coverage can be challenging without…

How International Prescription Sourcing Can Help Private Equity Firms and Their Portfolio Companies

The ever-increasing cost of prescription drugs poses a significant challenge to the healthcare system, impacting the GDP and creating financial burdens for employers and individuals.…

Commercial Auto Insurance for Tow Trucks

As a tow truck operator, it’s crucial to protect your business and assets by having the right insurance coverage in place. Commercial auto insurance for…

5500 Reporting Tips and Tricks Takeaways

Assurex recently hosted a webinar discussing important factors in filing a 5500 for ERISA health and welfare plans. A 5500 contains the necessary information regarding…

10 Reasons to Incorporate Reps and Warranties Insurance Into Your Transactions

As the market for Reps & Warranties Insurance (RWI) continues to see increasingly competitive rates and terms, it makes more sense than ever to incorporate…

Striving for Safety Excellence: Going Beyond Required OSHA Standards

When it comes to interpreting regulations and laws, people often seek the minimum requirements necessary to comply. However, it’s crucial to understand that safety regulations,…

Psychological Aspects of Safety Consulting: Promoting Employee Engagement and Behavior Change

In the safety consulting field, ensuring employee engagement and promoting behavior change is essential for creating a safe and healthy work environment. While implementing safety…

Lowenstein Sandler: Are Buyers Still Getting Paid? The Evolution of R&W Insurance Claims

One of the most common questions we receive is whether Reps & Warranties Insurance policies actually pay claims. Our friends at Lowenstein Sandler’s Insurance Recovery…