Resources

Understanding Your Insurance Protection: Whose Job Is It?

Not knowing the right questions to ask about your insurance protection is among the key reasons far too many consumers hear the dreaded words “you’re…

Strong Unrealized Implications of Moving to a 50+ Employee Group

It is with our experience where we see a number of acquisitions and mergers happen in various industries. Many of these acquired/merged employers come from…

Define Your Culture and Reduce Your Risks when Hiring New Employees

By: Patrick Johnson, CRIS, PWCA The typical non-construction company hires new employees using a series of steps – review resumes for eligible candidates, conduct progressive…

Recruiting Blue Collar Workers

By Warren Wright of Saeculum Research It wasn’t always this tough to find good people for jobs in construction, manufacturing, healthcare and other blue-collar industries.…

Federal Flood Insurance Program: Broke and Broken

It is likely old news to most insurance consumers that the National Flood Insurance Program (NFIP) administered by FEMA is plagued with challenges. Challenges as…

Unfavorable Verdict for Trucking Industry – What You Should Know

By Tony Hopkins, CPCU, CIC, CRM Just recently, the Illinois court system turned out a record-setting $54mm verdict. Below is a summary of the circumstances, Horton’s…

$54M verdict in semi crash tops in state

Man rear-ended on Indiana interstate; punitive award $35M By Jordyn Reiland, Law Bulletin staff writer A Cook County jury has awarded more than $54 million…

Tenant Legal Liability, Why Would I Care?

When it comes to insurance or additional expenses put onto your tenants, you’re probably thinking: “Why would I ever consider a tenant legal liability policy? I…

Who is the insurance company’s customer?

Authored by Rick Klein, Senior Vice President in Horton’s Employee Benefit Solutions In my previous post, The definition of insanity, when it comes to health insurance, I…

Supervising for Success

Authored by Dan Horton, CRIS, CRM | Chief Sales Officer Supervising for Success “Before becoming a leader, success is about growing yourself. When you become a leader,…

Three common types of contract bonds are:

Bid bond-The surety guarantees the beneficiary that if the principal is the successful bidder on a contract, the principal will enter into the contract with…

Halloween Safety Tips [Infographic]

For some Americans, Halloween is one of the most anticipated holidays.

Managing Risk Across the Supply Chain

While lean manufacturing has become a cornerstone of successful supply chain management and a way for businesses to stay flexible and responsive to changing tastes…

Prevent Sexual Harassment Liability

There are countless unique risks and liabilities associated with an educational facility. One such liability that has been highlighted in the media in recent years…

Avoid Negligent Entrustment

Automobile accidents are an expensive liability for companies that rely on the use of vehicles for their business. That risk has increased in recent years,…

Engage Millennials in Health Care Safety

Millennials may be a great fit for careers in health care safety, as their top demands—mutual respect, meaningful work and constant improvement—mirror the requirements for…

If my home floods, am I covered?

Water damage to your home and the property inside is a major threat to anyone with assets to protect.

Floods are the #1 natural disaster in the United States.

Why? What Causes a Flood? Flash floods can occur within minutes or hours of excessive rainfall, a dam or levee failure, or a sudden release…

OSHA Recordkeeping Update and Recommendation

On August 1, OSHA announced the portal to electronically report information from the OSHA 300A forms was available. Many employers mistakenly believe they must provide…

Contractor Selection and Risk Transfer

The energy sector is a constantly evolving industry. With this evolution, manufacturing methods and techniques are frequently changing and advancing. Subsequently, many companies are dependent…

Injuries Suffered At Company-Sponsored Events

Was The Employee’s Participation “Voluntary” Enough To Preclude A Workers’ Compensation Claim? By Ryan Taylor, Partner at Tressler LLP In the spirit of building teamwork and…

The hidden costs of worker’s comp claims for manufacturers

Because worker’s compensation claims can be very costly, managing risk by making investments and setting policies that improve workplace safety is not only good for…

Solar Contractors in the Surety Bond Marketplace

By Brian Lydigsen Solar companies are struggling with warranty terms and efficiency guarantees when bonding projects. Bonds may reduce the cost of funding a construction…

TaskRabbit, Fiverr, and Amazon Home Services: Liability is part of the gig

Whether it’s a guy ferrying strangers around in his Ford Taurus after work or the college student fitting in some IKEA furniture assembly in between…