Resources

Navigating Medicare Part D Revisions: Employer Plan Creditable Coverage Implications

The 2022 Inflation Reduction Act (IRA) comprises various cost-reduction measures that will influence Medicare Part D plans, potentially altering the creditable coverage status of employer-sponsored…

Acuity, a Mutual Insurance Company v. M/I Homes of Chi., LLC

Authors: Lauren A. Triebenbach, Leader – Construction Law, and Chelsea T. Zielke, Senior Associate, at Michael Best On November 30, 2023, the Illinois Supreme Court issued…

Understanding Subcontractors’ Corporate Insurance in OCIP-Related Projects

In the realm of large-scale construction projects, Owner Controlled Insurance Programs (OCIPs) have emerged as a crucial risk management tool.

Charting the New Frontier of Employee Benefits (Leader’s Edge)

This article was originally published on Leader’s Edge Employers are responding to expectations from younger workers for new and different benefits. Traditionally, employee benefits have centered…

Don’t Let Your Construction Business Get Derailed by Liability Gaps

Imagine you’re overseeing a construction project when suddenly, an accident involving a train happens. Not only is the situation stressful, but it could also lead…

Navigating Uninsured/Underinsured Motorist Coverage: Essential Considerations for Business Owners

Authors: Matt Meyer, Practice Group Leader – Construction, and Katie Richmond As a business owner, your fleet represents a significant investment. Protecting your employees and…

Last Call: ACA Returns Must Be Electronically Filed by April 1, 2024

The Affordable Care Act (ACA) introduced reporting obligations outlined in Internal Revenue Code (Code) Sections 6055 and 6056. These regulations necessitate certain employers to furnish…

DOL Unveils Audit Results of ERISA Enforcement During 2023

The U.S. Department of Labor (DOL) has unveiled the results of its Employee Benefits Security Administration’s (EBSA) enforcement actions during fiscal year (FY) 2023. Through…

DOL’s Guidance on the PUMP Act for Retail and Food Service Sectors

As of Dec. 29, 2022, the Providing Urgent Maternal Protections for Nursing Mothers (PUMP) Act extends current requirements under the Fair Labor Standards Act (FLSA)…

Prescription Drug Reporting (also known as RxDC Report)

The No Surprises Act (NSA), which has been enacted as part of the Consolidated Appropriations Act, 2021 (CAA), includes transparency provisions requiring group health plans…

Safeguarding Workers: OSHA’s Ongoing Efforts in Heat Injury and Illness Prevention

As temperatures continue to rise, the threat of heat-related illnesses and fatalities in workplaces becomes increasingly pronounced. Acknowledging this pressing concern, the Occupational Safety and…

Creating a Safer Workplace: The Crucial Role of Comprehensive Safety Orientations in New Employee Onboarding

Ensuring a safe work environment is paramount for businesses across diverse sectors. One effective strategy to achieve this goal is by conducting comprehensive safety orientations…

OSHA Plans to Issue a New Emergency Response Standard

On Feb. 5, 2024, OSHA published a notice of proposed rulemaking (NPRM) to issue a new Emergency Response standard to replace the existing Fire Brigades…

What to Know About Transitional Duties in Return-to-Work Programs

Return-to-work (RTW) programs can help alleviate concerns by supporting staff as they reintegrate into the workforce.

Life Changes, Should Your Life Insurance Too?

Life is full of unexpected twists and turns; sometimes, those changes can significantly impact your financial security. Life insurance isn’t a fun thing to consider,…

2024 Market Outlook: Homeowners Insurance

Part of being an informed insurance consumer, particularly in the face of rising rates, is understanding what’s happening in the market and how it can…

OSHA PPE Requirements For Employers

Ensuring the safety of employees in the workplace is a top priority for employers across various industries. The Occupational Safety and Health Administration (OSHA) sets…

2024 Market Outlook: Auto Insurance

The auto insurance market is expected to remain a challenge in 2024 and perhaps beyond. Many car owners are searching for effective ways to reduce…

2024: Embracing a New Path to Profit in Construction

As a dedicated commercial insurance broker at The Horton Group, specializing in Construction Business Insurance, Surety, and Safety, I’ve witnessed firsthand the challenges and complexities…

Tips to Preventing Water Damage

The most common causes of water damage within your home are often preventable. After all, this form of damage isn’t always due to heavy rainstorms…

The Art of Risk in Construction: A Dual Perspective

Embracing Risk: The Contractor’s Gambit In the world of construction, risk is not just a possibility; it’s a constant companion. Like bettors at a high-stakes…

2024 Trends and Best Practices in Qualified Plan Design by Cerity Partners

This article is written by Philip Steele AIF, Partner of Cerity Partners, who provide hundreds of evaluations each year to Horton clients and Private Equity…

Reps & Warranties Insurance – Q1 2024 Update

The Reps & Warranties Insurance (RWI) market has been a hive of activity in recent times, with notable shifts and trends impacting the landscape. As…

The Importance of a Specialized Underground Utility Construction Insurance Broker: Explained

In the multifaceted realm of underground utility construction, businesses face a distinctive set of challenges and risks. The intricacies of horizontal directional boring (HDD) add…