Resources

When is a Handrail Required for Stairs?

Handrails are integral to stairway safety, providing support and stability for individuals as they navigate steps. Whether you’re a homeowner, a business owner, or simply…

How do restaurant insurance programs help mitigate financial losses in the event of accidents, property damage, or lawsuits?

Operating a restaurant is an exciting yet challenging business venture. Beyond the daily operations of serving delicious food and providing excellent customer service, restaurant owners…

Protecting Your Tow Truck Business: Insurance Coverage Explained

As the owner of a tow truck business, it is essential to ensure the protection of yourself, your employees, and your assets against potential risks…

The Homeowners Insurance Crisis in Florida

Buying a house is a major milestone in one’s life. For many, home is a safe place to relax and spend time with loved ones.…

How might emerging technologies in the solar industry impact solar surety bonds?

The burgeoning solar industry has been a leading light in the global transition towards renewable energy. Its growth trajectory has been powered by continuous advancements…

What are the Key Components of Effective Safety Consulting Services?

Safety is a critical aspect of any organization, and businesses across industries strive to create a safe work environment for their employees. However, ensuring compliance…

How Much Insurance is Enough for a Real Estate Portfolio?

The intricacies of real estate investment are numerous, with each property and investor having unique characteristics that require careful consideration. Insurance, while often viewed as…

Understanding Construction Insurance Costs and Coverage for Contractors in 2023

Construction contractors in 2023 have to navigate a complex landscape of risks, from property damage to potential bodily injury at the job site. Understanding the…

IRS Guidelines: Addressing Claims Substantiation for FSAs

Learn about the IRS claims substantiation requirement for FSAs and ensure compliance with guidelines to avoid penalties. Understand the process and necessary documentation.

IRS Releases PCORI Fee Adjustments

The IRS released Notice 2022-59, which provides the adjusted PCORI fees for plan years ending in October 2022 through September 2023. Employers who sponsored self-funded…

5th Circuit Court Reinstates ACA’s Preventive Care Coverage Mandate

HIGHLIGHTS On March 30, 2023, U.S. District Court for the Northern District of Texas struck down the ACA’s preventive care coverage requirements based on an…

DOL Publishes New Model FMLA Poster

The U.S. Department of Labor (DOL) has issued an updated model Family and Medical Leave Act (FMLA) notice for employers to utilize to meet the…

Employee Benefit Enrollment Technology: Simplifying HR Processes for Efficient Enrollment

Are you an HR professional tired of dealing with the complexities and challenges of benefits enrollment? Look no further! Employee benefits enrollment technology is here…

Occupational Health Clinics: Maximizing Compensation Claims

By Brianne Mooney / Claims Specialist A relationship with an Occupational Health clinic should be part of your Workers Compensation program. Employers frequently inquire about…

What are the Benefits and Drawbacks of Using Solar Surety Bonds?

As the world continues to embrace renewable energy sources, solar power has emerged as a popular choice due to its eco-friendly nature and cost-saving benefits.…

Workers’ Compensation Key Takeaways

The Horton Group recently hosted a webinar regarding workers’ compensation and the upcoming changes Minnesota is making toward premium calculations. During this webinar, we discussed…

Is Your Whisky Investment Safe? Why Insuring Your Cask (the right way) is a Must

Whiskey distilleries face a unique set of risks, from flammable materials to potential explosions. This is why insurance is critical for distillery owners.

HSA/HDHP Limits Increase for 2024

Important Dates: January 1, 2024 – The new contribution limits for HSAs become effective. 2024 Plan Years – The HDHP cost-sharing limits for 2024 apply for…