Bob DeChene, CPCU, CRIS

Bob DeChene serves as Vice President of Risk Advisory Solutions in the Construction Practice at The Horton Group, one of the largest brokers in the Greater Chicago metro area. Bob brings with him over 30 years of insurance company and broker experience as well as a proven record for delivering insurance solutions, alternative financing and captive options that drive returns for the client’s bottom line.

In his role at Horton, Bob is responsible for delivering a risk management strategy that aligns with each client’s organizational goals. This includes uncovering opportunity and offering plans to mitigate short-and long-term risk exposure to protect client assets.

“There is a clear benefit to Horton’s focus on the construction industry,” Bob said. “Clients find a level of comfort knowing that we understand their industry exceptionally well and work in it on a daily basis.”

This specialization led Horton to form a construction captive insurance company. The 10 year loss ratio is well below industry standards. This translates to a great return on their investment and low insurance cost. “Captives are a great concept because they give the buyers so much control over their program,” Bob said. “Not to mention the return that members can see from the group’s experience after several years of solid performance. It turns the expense of paying insurance premiums into a profit center for many contractors.”

Bob’s knowledge of the construction industry coupled with his team’s ready access to Horton’s value-added services is one reason for the dramatic growth within the Horton Construction Practice.