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Lauren Osen is a Benefits Consultant for Hortonโs Multiemployer Consulting Solutions Practice. She is responsible for preparing and reviewing financial projections, IBNR calculations, vendor renewals and negotiations, retiree health actuarial valuations and plan change pricing. Laurenโs analytical expertise and attention to detail ensure clients receive accurate, insightful guidance tailored to their unique needs.
With 12 years of experience working with multiemployer clients, Lauren has developed strong analytical and communication skills that directly enhance the quality of her work. Her ability to handle complex projects has earned her positive feedback from peers and clients alike. One of her most memorable experiences in the industry was performing actuarial valuations for a public-sector Fund representing over 300,000 members, a testament to her ability to manage large-scale, impactful work.
Lauren is committed to continuous learning and growth, aiming to deepen her industry knowledge to confidently provide effective solutions for her clients. She believes in being a reliable resource through responsive and proactive communication, always standing behind the quality of her work.
Lauren values collaboration with her team and clients and finds the most rewarding aspect of her position is working together to deliver meaningful results.
Originally from Muskego, Wisconsin, Lauren now resides in Chicagoโs Old Town neighborhood. Outside of work, she enjoys cooking, exploring new restaurants and cheering on Wisconsin sports teams. An avid volleyball player, Lauren also has a deep love for animals, especially her dog, Remy, a black lab mix.
Fact File:
Education
- University of Pittsburgh (Pittsburgh, PA): Bachelor of Science in Actuarial Mathematics
Professional Experience
- The Horton Group, a Marsh McLennan Agency
- Benefits Consultant (February 2026 โ Present)
- Segal
- Associate Actuarial Consultant (October 2020 โ January 2026)
- Senior Retiree Health Analyst (October 2019 โ September 2020)
- Retiree Health Analyst (January 2014 โ September 2019)


