- Protect Your Business
- Business Insurance Products
- Risk Advisory Solutions
- Risk Control & Transfer
- Claims Advocacy
- Safety Consulting
- Predictive Safety Analytics
- Safety Observations & Safety Audits
- OSHA Compliance Assistance
- Schedule a Pre-Employment Test
- SB 75 | Illinois Sexual Harassment Training Services
- Workplace COVID-19 Consulting Services
- Safety Program and Risk Assessments
- Cost Reduction Services
- Safety Training Services
- Safety Program Development
- Industrial Hygiene Services
- Industry Leading Safety Solutions
- Transportation Safety Programs
- Pre-Employment Strength Testing
- Surety Bond Services
- Captives Insurance
- Certificate Control & Process
- Directors & Officers Insurance – Management Liability Insurance
- Contact Business Advisor Team
- Industries
- Construction Insurance
- Real Estate Development Insurance
- Education
- Franchise
- Healthcare
- Lawyers & Legal Professionals
- Manufacturing
- Manufacturing & Distribution Insurance
- Food Processing & Manufacturing Insurance
- Pet Food Manufacturing Insurance
- Beverage Manufacturing Business Insurance
- Bakery Manufacturing Insurance
- Tortilla Manufacturing Insurance
- Grain and Oilseed Manufacturing Insurance
- Sugar Manufacturing Insurance
- Meat Manufacturing Insurance
- Chemical Manufacturing Insurance
- Metal Manufacturing Insurance
- Food Manufacturing Insurance
- Plastic Goods Manufacturing Insurance
- Moving & Storage
- NonProfit Insurance – Insurance For 501(C)
- Public Sector Insurance
- Welding Supply & Gas Dist.
- Resale, Consignment & Thrift Shop Insurance
- Restaurant Insurance
- Bar Insurance
- Trucking Insurance
- Covering Your Craftsmanship: Coverage Options for Wood Product Businesses
- Protect Your People
- Employee Benefits Insurance
- Employee Benefits Strategies
- Multiemployer Consulting Solutions
- Protect Your Family
- Resources
- Events
Michael Latoria is a Healthcare Consultant for Horton’s Multiemployer Consulting Solutions team. In this position, he is responsible for the preparation of multi-year financial projections, benchmark analyses, data and vendor management, plan design pricing and other reports as needed to meet personalized client needs.
Michael has been a part of the insurance industry since 2016. His actuarial and analytical background, combined with his experience in health and pension plan consulting, has supported his career in healthcare insurance. In his previous position as a business analyst, he consulted directly with health insurance carriers on product development, market strategy, venture capital due diligence, and digital transformation.
“I am very excited to help my clients and build long-lasting relationships through trust and value,” he says. “I know that increasing value for my clients will improve the long-term financial and healthy well-being of themselves, their members, and their families.”
For Michael, the most rewarding aspect of working within the insurance industry is seeing real, positive change in client health plans. He makes every effort to lower health plan rates through vendor negotiations, leaving no stone unturned. Additionally, Michael makes sure he is always up to date with the latest market trends.
“The only way to truly provide value to clients is to listen,” he says. “When working collaboratively with a client there is a clear pathway to flexible and personalized solutions.”
Michael is from Itasca, Illinois, though he currently resides in Lincoln Park, Chicago. He keeps busy by being involved in multiple intramural leagues around the city such as softball, bowling, golf and volleyball.
Fact File:
Education
- University of Illinois at Urbana-Champaign (Champaign, IL): Bachelor of Science in Actuarial Science
Professional Designation and Licensing
- Life and Health Insurance License
Professional Background
- The Horton Group
Health Consultant (November 2022 – Present) - First Quadrant Advisory
Business Analyst (2021 – 2022) - Segal
Health and Benefits Analysis (2017 – 2021) - Buck Consultants
Actuarial Associate (2016 – 2017)
Industry & Community Involvement
- Sunshine Enterprises (Former Volunteer Consultant)