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Minnesota Construction Insurance

If you operate in Minnesota’s construction industry, whether you’re a real estate management company, design professional, construction business manager, general contractor, or a light or heavy trade contractor, we have a deep understanding of the unique challenges that affect your overall risk management strategy.

At Horton, we’re dedicated to providing tailored construction insurance solutions to businesses across Minnesota. Our team of experts is committed to helping you safeguard your projects and minimize risk effectively.

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Builders Risk Coverage for Minnesota Projects

About Horton’s Minnesota Construction Insurance Practice

As an integral part of our risk assessment process, we make it a priority to align your risk management approach with your specific business goals. We don’t rely solely on industry benchmarks; instead, we tailor insurance programs based on your individual risk performance history, ensuring that your coverage is both relevant and cost-effective.

Horton’s Minnesota Construction Insurance Program

Our experience in the Minnesota construction industry sets us apart, allowing us to offer superior service, valuable insights, and competitive pricing.

By delving into both the qualitative and quantitative aspects of your business operations, we gain a holistic understanding of your unique needs and exposures. This, in turn, enables us to craft a comprehensive, forward-thinking strategy to effectively manage your everyday risks here in the North Star State.

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Minnesota Construction Insurance Experts

Our specialization lies in risk management, construction insurance, and safety practices, all tailored to the unique needs of Minnesota businesses. We excel in risk transfer, safety protocols, loss control measures, claims advocacy, and other essential insurance services. In addition, The Horton Group also provides comprehensive solutions in surety bonds and employee benefits to support your business’s overall well-being.

When it comes to construction insurance in Minnesota, trust the local experts at Horton or The Horton Group to be your partner in risk management. Contact us today to discuss your specific needs and let us help you secure your projects and protect your business.

Get Your Bond Kit

When you need to kickstart your construction project in Minnesota, having the right tools at your fingertips can make all the difference. That’s why we offer a convenient solution to meet the bond requirements of cities, villages, and municipalities throughout the Land of 10,000 Lakes.

With our bond kit, you can ensure full compliance with local regulations, allowing you to get to work swiftly and efficiently. No more waiting on your broker for a specially notarized bond, which can be a cumbersome hurdle in the project initiation process.

Why Choose Our Minnesota Bond Kit?

We’re proud to offer a comprehensive five-pack license/permit bond kit designed specifically for Minnesota. Our kit is not only fully compliant with the unique requirements of cities, villages, and municipalities in the state but also comes at half the price of traditional methods.

By choosing our bond kit, you won’t have to endure the delays associated with waiting for your broker to request the bond or for the original notarized paperwork to arrive. We understand that time is of the essence in the construction industry, and our kit is tailored to streamline your project’s start.

Benefits of Our Minnesota Bond Kit

  • Local Compliance: Our kit is meticulously crafted to meet the specific bond requirements of Minnesota’s cities, villages, and municipalities.
  • Cost-Effective: Save money with our affordable five-pack bond kit, priced at a fraction of the cost of traditional notarized bonds.
  • Instant Access: Say goodbye to lengthy waiting periods. With our bond kit, you can access the necessary bonds immediately, empowering you to begin your project without unnecessary delays.
  • Streamlined Process: We’ve simplified the bond acquisition process, eliminating the need for back-and-forth with brokers and waiting for paperwork to be notarized.

When you choose our Minnesota bond kit, you’re choosing efficiency, compliance, and cost savings. Don’t let bureaucratic hurdles slow down your construction project. Get started today and experience the ease of working with our bond kit.

Horton is your trusted partner for comprehensive construction insurance solutions in Illinois, Wisconsin, Indiana, and Minnesota. With strategically located offices, we ensure you receive personalized service and expertise that’s close to home. No matter where your construction projects take you across these Midwest states, our dedicated teams are here to provide tailored insurance solutions that match your unique needs and local requirements. At Horton, we’re committed to ensuring your projects are protected every step of the way.

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Areas We Serve

The Horton Group offers insurance, safety consulting and risk advisory services nationwide including Florida, Illinois, Indiana, Michigan, Minneapolis, Wisconsin.

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Captives, Self-Insurance: Why?

In our experience, we have many conversations with customers which are driven by the goals and objectives of their respective businesses.

It is critical for us to align an insurance and risk management program with the goals and objectives of the business because these components need to be in sync to achieve the best results.

What is a Group Captive Insurance Company?

Unknowns of the Master Program

Real estate owners and property managers are constantly looking to find the best economical way to enhance their bottom line. Bringing their insurance program into a master structure is one way this allows them to make financial enhancements.

A master policy brings everything (effective dates and carriers) to a single effective date which can help ease the administrative burden and make a consistent payment schedule. Most importantly, a master policy will allow a smoother and efficient business operation in regards to the risk management program, therefore leading the way to a higher level of performance.

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2023 Construction Trends

As we move through 2023, we’ve compiled a list of critical issues and topics for executives to keep on their radar for this calendar year.

Learn More About Construction Trends

2023 Construction Trends

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People First Insurance Brokers

Find out how our services can assist you in becoming better prepared and protected for what comes next.

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Jason Haas, Taft-Hartley, insurance broker.