The Horton Group is your preferred insurance vendor for all of your business insurance needs, focusing on franchisee-specific programs. We pride ourselves on keeping your business safe by creating exclusive, cost-effective programs for Ben’s Franchise System, programming for the franchise system and the franchisees themselves.
Ben’s Soft Pretzels Program Benefits:
- Significant savings and cost reductions
- Quick and easy quoting options
- Exclusively designed to fit the Ben’s Soft Pretzels Franchise system and fills all coverage gaps
- Availability in all 50 States
- Keeps you compliant with your FDD
- Approved and used by Ben’s Franchising Operations
What are the insurance requirements for the Ben’s Soft Pretzels?
Coverage required by FDD is as follows and will be included. Higher limits/other coverages may be required by your landlord, bank, customer venue, etc.
- General Liability: $2MM per occurrence and $2MM in the aggregate.
- “Per location” limits apply if multiple stores
- “Fire damage” – replacement cost of business property and improvements and betterments (varies by location)
- Workers Compensation
- Umbrella Liability (as required by contract)
- Auto Liability (for company owned vehicles/trailers)
- Additional insured, waiver of subrogation, primary non-contributory language all included