Construction Insurance

Whether you're a real estate management company, design professional, construction manager, general contractor, or a light or heavy trade contractor, we understand the issues that impact your total cost of risk.

Our expertise is in risk management, construction insurance and safety. We work in risk transfer, safety and loss control, claims advocacy and other various core insurance services. The Horton Group also provides solutions in surety and employee benefits.

Buy a Bond Kit

With the ease and access to a bond kit, you ensure full compliance with a city, village, or municipality’s requirements for work in Illinois, Indiana, and Wisconsin. Avoid having to wait on your broker for a specially notarized bond as a hurdle to start your project work!

We offer a ﬁve-pack license/ permit bond kit at half the price and fully-compliant with each city, village, or municipality in IL, IN, and WI. You won’t need to wait on your broker to call andrequest the bond - nor wait on the original notarized piece!

Learn More

Captives, Self-Insurance: Why?

In our experience, we have many conversations with customers which are driven by the goals and objectives of their respective business. It is critical for us to align an insurance and risk management program with the goals and objectives of the business because these components need to be in sync to achieve the best results.

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Unknowns of the Master Program

Misconceptions and Unknown Facts with Master Programs (1:04)

uNKNOWNS OF THE MASTER PROGRAM

Real estate owners and property managers are constantly looking to find the best economical way to enhance their bottom line. Bringing their insurance program into a master structure is one way this allows them to make financial enhancements. A master policy brings everything (effective dates and carriers) to a single effective date which can help ease the administrative burden and make a consistent payment schedule. Most importantly, a master policy will allow a smoother and efficient business operation in regards to the risk management program, therefore leading the way to a higher level of performance.

Construction Industry Memberships

Areas we serve

The Horton Group offers insurance, safety consulting and risk advisory services nationwide including Florida, Illinois, Indiana, Michigan, Minneapolis, Wisconsin as well as Orland Park, Chicago, Schereville, South Bend, Waukesha, Milwaukee.

Construction

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OSHA Reevaluates COVID-19 Guidelines

Posted June 3, 2021 at 11:30 AM

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Are employees driving their own vehicles a business risk?

Posted June 25, 2021 at 12:59 AM

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OSHA Refers to CDC Guidance for Vaccinated Individuals

Posted May 25, 2021 at 11:15 AM

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Your employee is injured playing softball at the company picnic – Does workers’ compensation apply?