As part of any estate planning process, a careful evaluation of life insurance should be considered. Have you evaluated the liquidity needs, loss of income, and tax considerations your family will face?
In the tragic situation where someone becomes disabled, how will their earning potential be replaced? How will it impact the family’s financial situation? Are the disability offerings provided by an employer’s benefit plan adequate for your specific needs? For many, the answer is no.
Choosing the right health insurance plan can be more confusing than ever. You don’t look forward to using medical care, but when you or a family member is sick or injured, you’ll want to ensure you have the right plan for your situation.
What happens if you get sick when traveling abroad? Do you know which doctor to go see? Will your insurance program back in the U.S. provide coverage in the country you’re visiting? Does the insurer settle payment, or are you paying out of pocket with the hope you’ll be reimbursed?
If you are getting close to your 65th birthday, you are likely preparing to enroll in Medicare. Enrolling in Medicare and figuring out how to decrease your out-of-pocket health care expenses can be daunting, but a Medicare supplement plan can do just that—save you money and provide peace of mind.
Horton Group
Corporate Headquarters
10320 Orland Parkway
Orland Park, IL 60467
(800) 981-4700
(708) 845-3383
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