Power or sail, classic or modern. Fishing or personal watercraft. Small boat on a lake, or a mega-yacht in the Caribbean. There are as many types of watercraft as there are places to use them. Each should be uniquely insured to protect the boat itself and the people who own them.
There’s nothing like the freedom you feel when riding but if you’re on the road, you’re at risk. To ensure you’ve got the coverage and financial protection you need, consider the following motorcycle insurance coverage options.
Imagine a fire or a flood. How much is that artwork worth? How much for the contents of wine cellar? Most cars depreciate in value, but that valuable auto collection – how much is it worth today? Traditional insurance programs aren’t built to handle the complex valuations of some of your most treasured possessions.
Perhaps there is no greater risk today with the potential to wreak havoc than someone stealing your identity. And the risk doesn’t come from just hackers – lose a laptop or a wallet, or throw something out with personal information and you become a target.
Do we hear wedding bells? The Horton Group will “save the date” to make sure your big day runs as perfect as possible!
Risk doesn’t just arise from the actions of people…what about the actions of your animals? Are you covered for guests that visit your stables to ride? What about the people you employ to tend to the estate?
If you regularly charter, own an aircraft outright with a crew, or fly yourself – ensure you’re properly protected.
If you store your collection in multiple locations, you will need to purchase coverage for each location. If one of those locations is a professional storage warehouse, the warehouse may already have wine insurance. It is wise to go over their policy to ensure it protects against the risk of fire, flood, power outage and more.