• Change in controlled environment – perishable property (not otherwise insured) – provides coverage for the physical loss or damage to a perishable property resulting from a change in a controlled environment (business income and extra expense and perishable property in transit included)
• Contamination (not otherwise insured) – provides coverage for the loss or damage to a covered property or the loss of business income caused by or resulting from contamination 
• Product replacement and recall expense – reimbursement for the costs associated with a product recall or other expenses incurred to replace goods that are suspected to be unfit or dangerous
• Reward coverage – reimbursement for the reward that leads to a felony conviction arising out of a loss or damage to a covered property
• Off-premises and mobile equipment breakdown – extends equipment breakdown coverage to include equipment off-premises, as well as in or on a vehicle used for business

Tools and equipment – provides mobile businesses a blanket limit of insurance for veterinarian medical equipment, and pet care tools and other equipment. This coverage can help pay for the cost to repair equipment if it breaks and reimburses for the loss of business income and other expenses. Coverage includes:

• Scheduled equipment and tools
• Leased or borrowed equipment and tools
• Employees equipment and tools
• Newly acquired equipment and tools
• Business income and extra expense due to loss of covered equipment and tools