Resources

Final Rules on Medicare Part D Creditability Disclosures

The Centers for Medicare & Medicaid Services (CMS) released a final rule exempting account-based plans such as Health Reimbursement Arrangements (HRAs) and Individual Health Reimbursement…

Reminder: RxDC Reports Due June 1, 2026

Every year, group health plans and health insurance issuers must submit detailed information on prescription drug and healthcare spending to the federal government. This reporting…

Federal Agencies Report to Congress

The U.S. Departments of Labor, Health and Human Services, and the Treasury recently submitted a report to Congress summarizing their review of comparative analyses of…

PCORI Fee Reporting

The Affordable Care Act (ACA) imposes a fee on health insurance issuers and plan sponsors of self-insured health plans to help fund the Patient-Centered Outcomes…

Discontinued Products Coverage: The Forgotten/Misunderstood Tail Policy

Most insurance due diligence focuses on claims-made policies and determining whether these need to be tailed out. The reason is that these policies tend to…

3 Key Tips for Evaluating Your Pharmacy Benefits Before a Merger or Acquisition

When considering a merger or an acquisition, reviewing the employee benefits strategy is essential for several reasons. Ensuring you retain key employees, cost control and…

Where Has Our Nonprofit Team Been in Q1 2026?

Our nonprofit team works tirelessly to stay on top of the latest industry news and trends so they can provide innovative recommendations to their clients. Our…

Grilling Safety Tips

While grilling is a year-round activity, grill usage – as well as grill accidents and fires – spikes in the summer with the arrival of…

Summer Safety is as Important as Summer Fun

We understand the importance of staying safe during the summer season. With so many fun activities and events happening, it’s easy to forget about potential…

Boating Safety Tips

As the weather warms up, many people are eager to hit the water for some boating fun. However, it’s important to remember that boating can…

Top Nonprofit Industry Trends to Watch in 2026

The nonprofit sector has contended with a complex risk landscape for several years, largely fueled by funding pressures, economic uncertainty and rising demand for community…

10 Critical Steps to Take When Recovering from a Property Loss

Natural disasters like fires, floods, and storms can strike unexpectedly, causing severe damage and disruption to your business. As devastating as a property loss can…

2026 Most Frequently Cited OSHA Standards – Hospitals

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most…

The Future of Manufacturing: 2026 Trends to Watch

Rising production demand and government funding have recently driven expansion and growth across manufacturing, but the sector now faces a more complex risk environment. Rapid…

Form 5500 Filing Deadline is July 31st

Every year, employers that are subject to the Employee Retirement Income Security Act of 1974 (ERISA) must electronically file an annual report (Form 5500 “Annual Return/Report…

The Hidden Engine of Rising Costs: How “Legal Abuse” is Reshaping the Insurance Landscape

The numbers on your latest insurance renewal could tell a frustrating story, especially if you are looking at auto or umbrella/excess coverage. While many attribute…

DOL’s Questions and Answers Regarding Proposed Independent Contractor Rule

On Feb. 27, 2026, the U.S. Department of Labor (DOL) issued a proposed rule that would rescind the department’s 2024 final independent contractor rule and…

Tips for Employers to Avoid Common HSA Mistakes

High deductible health plans (HDHPs), when paired with health savings accounts (HSAs), are a popular benefit strategy for employers of all types. HDHPs provide comprehensive…

Millwork Insurance: The Hidden Risks of Downtime and Operational Gaps

For millwork and architectural wood companies, insurance outcomes are closely tied to day-to-day operations. Unlike general coverage, the nuances of production processes, specialized equipment, and…

Pallet Manufacturing in a Harder Insurance Market: What CEOs Need to Know to Protect Profitability – Part 2

Pallet manufacturing is a fast-moving, margin-focused business that revolves around two big concerns for insurers: combustible materials and how well operations are managed.

Pallet Manufacturing in a Harder Insurance Market: What CEOs Need to Know to Protect Profitability – Part 1

Pallet manufacturing is a fast-moving, margin-focused business that revolves around two key concerns for insurers: combustible materials and the quality of operations management. If you’re…

Sawmill Insurance Trends: What Wood Product Companies Need to Know

In conversations with sawmills, lumberyards, and building material suppliers, one theme continues to surface: the insurance market for wood product companies is changing and not…

Insurance Insight: What We’re Seeing in the Cabinet Manufacturing Insurance Market

Cabinet manufacturing operations face a unique set of risks that often go underestimated, until a loss occurs. Between custom production workflows, specialized equipment, and tight…

Protecting Wood Products Manufacturers: Reducing Downtime & Insurance Risks

In wood products manufacturing, insurance performance is rarely accidental. It’s a direct reflection of how well operations are managed, maintained, and planned for disruption. From…