Resources

Preventing Spontaneous Combustion Risks

Fires are a substantial risk to businesses in the construction industry. In addition to significant property damage, they can cause serious injuries and death. One…

Optimal Project Delivery Methods, Integrated Project Delivery (IPD), and Building Information Modeling (BIM) for Construction Success

In the dynamic world of construction, choosing the right project delivery method and utilizing advanced tools like Building Information Modeling (BIM) can significantly impact the…

Construction Industry Roundup: Safety Professionals, Committees, and Evolving Insurance Strategies

Ensuring workplace safety and navigating insurance complexities are vital to maintaining operational integrity and legal compliance. This roundup delves into two critical aspects of the…

2024 Construction Risks Report

Construction continues to expand, with nonresidential sectors, including civil, growing at a steady 6%, matching 2023’s pace, according to FMI’s 3rd quarter outlook. However, there…

Key Trends in Illinois Workers’ Compensation: Rising Indemnity Benefits and the Impact on Experience Mod

A recent study by the Workers Compensation Research Institute (WCRI) reveals key trends in indemnity benefits and medical payments in Illinois for 2022. The findings…

May 2024 Construction Industry Roundup: Insights and Developments

In recent discussions among construction industry professionals, a focus has emerged on the ongoing changes and future outlook of the market. This article delves into…

Equipment on a Truck Chassis, Am I Covered?

When discussing construction trucks, it’s important to delve into specifics to understand their insurance needs fully. Take, for instance, the streetsweeper truck. The components, such…

Acuity, a Mutual Insurance Company v. M/I Homes of Chi., LLC

Authors: Lauren A. Triebenbach, Leader – Construction Law, and Chelsea T. Zielke, Senior Associate, at Michael Best On November 30, 2023, the Illinois Supreme Court issued…

Understanding Subcontractors’ Corporate Insurance in OCIP-Related Projects

In the realm of large-scale construction projects, Owner Controlled Insurance Programs (OCIPs) have emerged as a crucial risk management tool.

Don’t Let Your Construction Business Get Derailed by Liability Gaps

Imagine you’re overseeing a construction project when suddenly, an accident involving a train happens. Not only is the situation stressful, but it could also lead…

Navigating Uninsured/Underinsured Motorist Coverage: Essential Considerations for Business Owners

Authors: Matt Meyer, Practice Group Leader – Construction, and Katie Richmond As a business owner, your fleet represents a significant investment. Protecting your employees and…

2024: Embracing a New Path to Profit in Construction

As a dedicated commercial insurance broker at The Horton Group, specializing in Construction Business Insurance, Surety, and Safety, I’ve witnessed firsthand the challenges and complexities…

The Art of Risk in Construction: A Dual Perspective

Embracing Risk: The Contractor’s Gambit In the world of construction, risk is not just a possibility; it’s a constant companion. Like bettors at a high-stakes…

The Importance of a Specialized Underground Utility Construction Insurance Broker: Explained

In the multifaceted realm of underground utility construction, businesses face a distinctive set of challenges and risks. The intricacies of horizontal directional boring (HDD) add…

The Vital Role of Specialized Insurance in Underground Utility Construction

The world beneath our feet is a complex web of infrastructure that is essential to the functioning of modern society. From the conduits that safeguard…

2023 Most Frequently Cited OSHA Violations – Construction

What Are the Key OSHA Standards for Construction Safety?

The Occupational Safety and Health Administration (OSHA), a federal agency in the United States, has set rigorous standards to ensure the well-being of construction workers.…

What Types of Construction Contracts Are There?

The construction industry involves complex projects that require clear understanding and agreements between the parties involved. An essential component ensuring smooth execution and understanding of…

Understanding the Risks of Horizontal Directional Drilling in Extreme Cold Weather Conditions

Horizontal directional drilling (HDD) is a versatile method commonly used for installing pipelines, conduits, and cables without the need for an open trench. However, drilling…

OSHA’s Proposed Revisions to Employee Involvement in Inspections

On August 30, 2023, the Occupational Safety and Health Administration (OSHA) issued a Notice of Proposed Rulemaking (NPRM) aimed at revising its existing regulations concerning…

The Seasonal Risks in Directional Drilling

Click here to learn more about our Underground Utility Risk Management Program. Directional drilling, often known as horizontal directional drilling, is an innovative method for…

The Importance of Insurance Coverage for Water and Sewer Contractors

The construction industry is fraught with potential hazards, many of which can result in significant financial losses. Among those operating within this broad industry, water…

Ransomware Attacks in Construction

In an era of growing technological adoption within the construction sector, the potential for cyberattacks is on the upswing. Nordlocker, an encryption software firm, revealed…

Construction Industry Risks: 5 Key Challenges

In the realm of construction, both owners and contractors encounter a diverse range of industry-specific risks. To maintain operations that are both secure and efficient,…