Resources

Our resource library includes several insurance specific and risk related topics. To keep up-to-date on new additions to the library, register for our Newsletters at the bottom of the page.

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Health Trends Impacting Workers’ Compensation Insurance

Apart from being required in most states, workers’ compensation coverage plays a major role in connecting injured employees to the care they need to return…

Trends to Watch for in the Health Care Industry

Companies and institutions within the health care industry provide and coordinate medical services and related goods. These organizations can range in size and specialize in…

Hired Non-Owned Auto Coverage: Essential Guide for Businesses

As a business owner, you know that your company faces a variety of risks every day. From cyber attacks to property damage, there are many…

Physician Employment Contracts and Medical Malpractice Tail Insurance

In today’s litigious society, physician employment contracts are a necessity. Generally, physician separations from group practices are amicable; however, more often than not there are…

Keeping Pace: Three Steps Growing Home Healthcare Agencies are Taking to Protect Themselves

It’s no secret that Home Healthcare is one of the fastest growing industries today. It is not uncommon to see an agency rapidly increase not…

Communication and Its Effect On Patient Safety

Effective communication is crucial among healthcare professionals and teams. An overwhelming majority of medical malpractice cases arise either due to inadequate communication among healthcare providers…

Rolling Thunder: How the Credit Risk Climate Affects Risk Management and D&O Insurance

At The Horton Group, we’ve received many questions regarding the recent bank failures and how those failures can potentially trigger a Directors & Officers (D&O)…

CMS Has Suspended Payment Determinations Under the IDR Process for Surprise Medical Bills

On Feb. 10, 2023, the Centers for Medicare and Medicaid Services (CMS) announced that it has suspended payment determinations under the independent dispute resolution (IDR)…

2022 Most Frequently Cited OSHA Standards – Hospitals

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall, but also within particular industries. The most…

What to Expect from the Physician Insurance Marketplace in 2023

The physician insurance market remains chaotic as we start a new year in 2023. Healthcare pricing for employee benefits continues to rise, the malpractice marketplace…

2021 Most Frequently Cited OSHA Standards – Hospitals

The Occupational Safety and Health Administration (OSHA) keeps records not only of the most frequently cited standards overall but also within particular industries. The most…

Top 3 Workplace Risks for Senior Living Community Employees

Senior living communities are often considered “safe” spaces, but employees’ daily responsibilities can lead to potential danger. If they are not careful, their actions could…

The Perils of Not Having an Effective Healthcare Compliance Program

Reprinted with permission from Malecki Brooks Law Group, LLC Medicare and Medicaid fraud are extremely serious legal problems in the United States, and the federal…

Some State Insurance Laws Come In Conflict With Federal HSA Rules

General requirements for contributions to health savings accounts (HSAs) strictly limit the types of health plan coverage that eligible individuals may have. To be eligible…

Collaboration Between Physicians and Advanced Practice Registered Nurses

Physicians are often contractually required to work with advanced practice registered nurses (APRNs) as part of their employment responsibilities. Some physicians are asked to be…

Excess Liability Limits for Physician Groups

By: Mike Madey, MBA, RPLU, MJ; Vice President – Business Insurance Historically, there has not really been an excess malpractice market for physician groups. Excess…

CMS Releases New Resources on CAA Enforcement

Enforcement letters have been released by the Centers for Medicare & Medicaid Services (CMS) for a majority of states regarding the execution of certain provisions of…

Investment Growth & Insurance Challenges in Senior Housing

Senior housing is an integral component of the healthcare continuum, and this needs-driven industry presents strong opportunities for investment growth as the baby boomer population…

How to Retain Frontline Caregivers in the New Work World

The core connection between senior living operators and their frontline caregivers is that they both personally care and feel gratification for serving the elderly population.…

Does Your School Need Incidental Medical Malpractice Coverage?

Incidental medical malpractice insurance is designed to cover organizations outside the health care industry that have medical exposure for operations that are not the major…

Top 10 OSHA Violations in Healthcare

The top 10 OSHA violations typically don’t change much by industry from year to year. However, 2020 was a very different year for the healthcare…

Virtual Wellness Programs for Employers

For many, virtual work happened overnight. While some enjoy it, others miss the hustle and bustle of being in the office. As it’s still unknown…

Prejudgment Interest – What Does it Mean to Me?

By: Mike Madey, MBA, RPLU, MJ, Vice President / Business Insurance Illinois Governor JB Pritzker is reviewing a new bill which would allow for prejudgment…

The Importance of Biometric Screenings & Wellness Programs in the Midst of a Pandemic

Biometric screenings have always been an important component to an overall wellness program and they are even more crucial in the midst of a pandemic.…