Resources

Your Safety Program: Do You Establish Specific, Measurable, Achievable, Realistic, and Timely Goals and Metrics to Monitor the Effectiveness of Your Program?

It has been said, “you can’t manage what you can’t measure,” and this is true with successful safety programs. Some companies don’t measure or track basic…

Driver Eligibility Criteria: From “Nice to Have” to “Need to Have”

For many years it was acceptable to have your insurance broker or carrier approve or deny drivers based on their MVR (Motor Vehicle Record). The…

DOL Issues Guidance on Tracking Hours of Work for Remote Employees

On August 24, 2020, the U.S. Department of Labor (DOL) issued Field Assistance Bulletin No. 2020-5 to remind employers of their obligation to accurately account…

Court Blocks Rule on LGBTQ+ Discrimination in Health Care

On August 17, 2020, a federal district court granted an injunction blocking a Department of Health and Human Services (HHS) regulation that would have allowed…

EEOC Issues Guidance on Opioid Addiction and the ADA

On August 5, 2020, the Equal Employment Opportunity Commission (EEOC) issued two new publications that aim to clarify existing requirements related to opioid addiction and…

Avoid Leaky Contractor Policies

Authored by Tony Hopkins With the economy in its current state, many companies turn to renovations or repairs as an alternative to new buildings when…

Driver Selection An Evolving Science

The employees your business trusts to move precious cargo are charged with significant responsibility. In addition to that, they control freight that serves as a…

Simply Telephonic

When I was a boy, and the same for my seven (older) siblings, it was nothing for our mother to call Dr. Dwaihy to ask…

Five Steps for Controlling Workers’ Compensation Costs

If your organization is dealing with rising workers’ compensation costs as a result of workplace accidents, it’s time to take a new approach to safety.…

IRS Determines the Affordability Percentages Will Increase for 2021

Highlights For plan years beginning in 2021, the ACA’s affordability contribution percentages are increased to: 9.83% under the pay or play rules 9.83% under the…

DOL Seeks Public Input on FMLA Regulations

Important Dates July 16, 2020 – DOL issues Request for Information on FMLA regulations. Input is particularly sought on five specific topics. Sept. 15, 2020…

2020 ACA Reporting – Some Drafts Released

Highlights Draft forms for 2020 reporting under Section 6056 are now available. Draft instructions and draft forms for reporting under Section 6055 have not been…

Don’t Wing It: Know the Risks & Solutions of Traveling

While the saying “the journey of a thousand miles begins with a single step” has inspired many to embark upon exciting journeys, shouldn’t travelers who…

75 Creative Employee Benefits & Hiring Ideas for All Budgets

Being an employer, you want to find new ways to appreciate, reward, and attract employees. Having trouble thinking of ideas? Don’t worry! We’ve come up…

The Contracting Classification Premium Adjustment Program (CCPAP)

The Contracting Classification Premium Adjustment Program (CCPAP) is a discount program that can reduce the amount that an employer pays in workers’ compensation premiums. How…

The Role of Safety in Telecom

Mostly everyone agrees that having a strong safety culture is the foundation of every industry-leading safety program. Keeping your employees safe should be a priority,…

Quoting Your Telecom Workers’ Compensation Policy

As an insurance broker, it’s our job to explain the process of “going to market” in detail and prepare you to be in the best…

Gas Supplier Contracts – Open for Negotiation

What to Look For By Tony Hopkins, CPCU, CIC, CRM With all of the continued consolidation and push for even greater independence, many distributors are…

Winning the Bid Wars

I’ve had more than one conversation with a frustrated contractor, including family members, who have just lost a bid that they put hours into dotting…

Antibody Testing FAQs

Horton is partnering with vendors to provide antibody testing. This voluntary test can help identify the presence of an immune response or antibodies to the…

Navigating Increased Costs due to Project Delays

By: John Schulte, CRIS, CLCS / Sales Executive Builder’s Risk policies provide critical financial protection for the stakeholders in a construction project by providing insurance…

What Does H.B. 2455 Mean for Fire Protection Districts in Illinois?

By: Zachary Otto / Sales Executive Following the withdrawal of Illinois Workers’ Compensation Commission’s emergency ruling, Governor Pritzker signed H.B. 2455 into law on June…

Indiana Updates Distracted Driving Law

We are always on our phone, whether it is to catch up with a friend, read work emails, or scroll through social media, it is…

Getting In-Tune with your Pharmacy Benefit Manager

By: Tom Cassady, CRIS, CWCA / Senior Sales Executive When a plan sponsor, which is typically self-insured, carves out pharmacy services, it chooses a PBM…